发明公开
- 专利标题: SECURITY SYSTEMS FOR A PAYMENT INSTRUMENT
- 专利标题(中): 保障制度的支付工具
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申请号: EP06759655.1申请日: 2006-05-11
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公开(公告)号: EP1880342A2公开(公告)日: 2008-01-23
- 发明人: JENNINGS, Kenneth, E. , NEWBROUGH, Keith
- 申请人: First Data Corporation
- 申请人地址: 12500 East Belford Avenue Englewood, CO 80112-5939 US
- 专利权人: First Data Corporation
- 当前专利权人: First Data Corporation
- 当前专利权人地址: 12500 East Belford Avenue Englewood, CO 80112-5939 US
- 代理机构: Gill, David Alan
- 优先权: US680379P 20050511; US757946P 20060110
- 国际公布: WO2006122300 20061116
- 主分类号: G06K5/00
- IPC分类号: G06K5/00
摘要:
The invention provides improved security for stored-value instruments. For example, an instrument-authority system (120) may receive a first identifier for an instrument from a purchaser (104) at a point-of-sale terminal (108) and may thereupon authenticate the instrument, but the system may wait before activating the instrument, such that the instrument may be unusable for a period of time to allow for cancellation of activation if payment is not received for the stored-value instrument.
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