-
公开(公告)号：EP1833009B1
公开(公告)日：2019-05-08
申请号：EP06004895.6
申请日：2006-03-09
发明人： Kubo, Takayuki , Albrecht, Norbert
-
2.发明公开MOBILE COMMUNICATIONS DEVICE AND INTEGRATED PRESENTATION INSTRUMENT WITH SENSOR CONTROL 审中-公开移动通信设备和与传感器控制集成提交票据，
公开(公告)号：EP2020144A2
公开(公告)日：2009-02-04
申请号：EP07761762.9
申请日：2007-05-02
发明人： BEESON, Curt
IPC分类号： H04M1/00
CPC分类号： G06Q20/327 , G06K19/0716 , G06K19/0723 , G06Q20/32 , G06Q20/3674 , G06Q20/382 , H04M1/7253
摘要： A mobile communications device is described which includes an input sensor, a memory unit, processing unit, and an antenna configured to wirelessly transmit and receive financial account data for a transaction. The antenna is configured to receive a request for data stored on the memory unit, and may also be configured to induce a voltage from a magnetic field to power certain components of the device. The input sensor may control whether the components can be so powered from the magnetic field. Alternatively, input from the input sensor may otherwise control the functionality of the device. By way of example, data representative of an input received by the input sensor may be transmitted in addition to the requested data.
-
公开(公告)号：EP1991951A2
公开(公告)日：2008-11-19
申请号：EP07757994.4
申请日：2007-03-06
CPC分类号： G06Q20/327 , G06Q20/20
摘要： End-to-end transaction processing systems and methods provide for calculating an amount of a transaction, capturing a presentation instrument information from a customer presentation instrument with a portable POS device, transmitting the presentation instrument information to a PC-based POS system, and transmitting the presentation instrument information, a sales information, and an authorization request to an acquirer, transmitting the presentation information, the sales information, and the authorization request to an issuer, processing the presentation information, the sales information, and the authorization request to determine an approval or a denial, transmitting the approval or the denial to the acquirer; and transmitting the approval or the denial to the PC-based POS system.
-
公开(公告)号：EP1828954A2
公开(公告)日：2007-09-05
申请号：EP05853459.5
申请日：2005-12-07
CPC分类号： A45C11/182 , G06K19/04 , G06K19/06187 , G06K19/06196 , G06K19/07739
摘要： Transaction card assemblies, systems and methods of making are provided. One such assembly includes a card carrier having a card integrally formed within. The card peripherally engages the card carrier and is adapted to be removed from the card carrier. An encodable strip is disposed on the card. The strip has first and second encodable tracks. The first encodable track is positioned to be read by a point-of-sale device when the card is engaged with the card carrier, and the second encodable track is positioned to be read by the point-of-sale device after the card is separated from the carrier. In this manner, the card can be read using the same point-of-sale device whether or not the card has been separated from the carrier.
-
公开(公告)号：EP1783708A1
公开(公告)日：2007-05-09
申请号：EP05021849.4
申请日：2005-10-06
IPC分类号： G07F19/00
CPC分类号： G06Q20/40 , G06Q20/04 , G06Q20/385
摘要： Bei einem Transaktionsverfahren werden Transaktionsberechtigungs-Kenndaten übermittelt, die beispielsweise durch maschinelles Lesen mindestens einer Kenninformation von einem Transaktionsberechtigungsmedium (20) gewonnen werden. Es wird eine gespeicherte erste Liste (26) bereitgestellt, welche in Zuordnung zu einer Vielzahl verschiedener Transaktionsberechtigungs-Kenndaten jeweils einen Transaktionsabwicklungs-Kenncode enthält, der für die Abwicklung der Transaktion benötigt wird. Es wird auf die erste Liste (26) zugegriffen, um einen den übermittelten Transaktionsberechtigungs-Kenndaten zugeordneten Transaktionsabwicklungs-Kenncode zu ermitteln. Unter Verwendung des aus der ersten Liste (26) ermittelten Transaktionsabwicklungs-Kenncodes wird dann ein Transaktionsabwicklungsdatensatz erzeugt dieser über ein Kommunikationsnetz (28) an ein elektronisches Transaktionsabwicklungssystem (30) übermittelt.
摘要翻译： 该方法涉及传送交易授权标识数据并提供存储的列表（26）。 访问列表以确定分配给数据的代码。 使用从列表确定的代码来生成事务处理数据记录。 记录通过通信网络（28）发送到电子交易处理系统（30）。 独立权利要求还包括以下内容：（1）交易系统，包括数据存储区域（2）交易系统的终端设备布置（3）交易系统的交易授权单元。
-
公开(公告)号：EP1747522A2
公开(公告)日：2007-01-31
申请号：EP05737735.0
申请日：2005-04-18
IPC分类号： G06K5/00
CPC分类号： G07F7/08 , G06Q20/02 , G06Q20/0855 , G06Q20/10 , G06Q20/12 , G06Q20/40 , G06Q20/4016 , G06Q20/403 , G06Q20/4037 , G06Q40/025
摘要： A network arrangement is provided for processing credit transactions. A financial network is used to route communications securely between interfaces with the financial network. Merchant systems are coupled with the interfaces, with each merchant system transmitting requests for authorization of credit transactions through the financial network. An issuer system authorizes credit transactions in response to receipt of requests that specify at least a credit account to be used to support a particular credit transaction and a transaction amount for the particular credit transaction. A guarantor system separate from the issuer system determines whether to guarantee credit transactions in response to the requests and transmits responses indicating whether specific credit transactions are to be guaranteed through the financial network to the merchant systems.
-
7.发明公开System and method for authorizing electronic payment transactions 审中-公开系统和Verfahren zur Autorisierung Elektronischer Bezahlungstransaktionen
公开(公告)号：EP1732034A1
公开(公告)日：2006-12-13
申请号：EP05012141.7
申请日：2005-06-06
IPC分类号： G06Q10/00
摘要： A transaction authorization system comprises an authorization engine (18) configured to perform an analysis in relation to a received request for authorization of a current electronic payment transaction and generate an authorization output based on the analysis, and a database (22) storing a plurality of transaction records for past electronic payment transactions. The authorization engine is configured to:
- access the database to determine one or more distribution functions based on at least some of the stored transaction records,
- determine one or more intermediate values in relation to the received authorization request based on the one or more distribution functions,
- determine a conditional probability in relation to the one or more intermediate values based on at least some of the stored transaction records, the conditional probability indicative of a probability of a predetermined transaction result under the condition of the one or more intermediate values, and
- generate the authorization output based on the determined conditional probability.摘要翻译： 交易授权系统包括授权引擎（18），被配置为执行关于当前电子支付交易的接收的授权的请求的分析，并且基于分析生成授权输出，以及数据库（22），其存储多个 过往电子支付交易的交易记录。 授权引擎被配置为： - 访问数据库以基于至少一些所存储的事务记录来确定一个或多个分发功能， - 基于所述一个或多个分发来确定与所接收的授权请求相关的一个或多个中间值 功能， - 基于所述存储的交易记录中的至少一些确定与所述一个或多个中间值相关的条件概率，所述条件概率表示在所述一个或多个中间值的条件下预定交易结果的概率， 并且 - 基于所确定的条件概率生成授权输出。
-
公开(公告)号：EP1730688A2
公开(公告)日：2006-12-13
申请号：EP05713573.3
申请日：2005-02-15
IPC分类号： G06Q40/00
CPC分类号： G06Q20/023 , G06Q20/102 , G06Q20/12 , G06Q20/40 , G06Q40/00
摘要： Systems and methods are provided for processing transactions, and more specifically for receiving, processing and transmitting electronic payment transaction information. The system and method accesses a transaction software engine (111) that effectuates the authorization of electronic payment requests and the settlement of authorized electronic payments. The transaction software engine (111), in accordance with an embodiment of the invention, resides at a merchant's site (100) and more specifically within the merchant's server (110) or computer which is in communication with one or more network terminals. With such a system, authorization requests may be sent by a terminal as each transaction occurs. Batches of settlement requests are processed after a predetermined time, although the transactions are processed on a transaction-by-transaction basis. In addition, the software engine enables the transmission of data over the Internet (120). As a result, the amount of time to process payment authorization and settlement is reduced as compared with the exclusive use of traditional telephone lines. Moreover, the transaction software engine is capable of accepting data of varying formats and reencoding such data so that it can be processed by the transaction software engine (111). As a result, the transaction software engine (111) can process data that is received from and sent to a variety of terminals as well as data that is sent to and received from a variety of data transaction providers host (142).
-
公开(公告)号：EP1694444A2
公开(公告)日：2006-08-30
申请号：EP04821139.5
申请日：2004-10-27
发明人： WALPUS, Tim , GREENE, Jay , GATES, Jon , NOWLIN, Jeffrey, G.
IPC分类号： B07C5/00
摘要： A method of reading cards includes receiving card carrier information for each of at least two card carriers. The card carrier information identifies at least one card relating to each card carrier. The method also includes reading card information from a card a first time, reading card information from the card a second time, comparing the card information as read the first time to the card information as read the second time, rejecting the card if the card information is inconsistent, comparing the card information as read either the first time or the second time to the card carrier information, rejecting the card if the card information does not match the card carrier information for one of the at least two card carriers, and mounting the card to one of the at least two carriers if the cards' card information matches the card carrier information of the carrier.
-
公开(公告)号：EP1573442A2
公开(公告)日：2005-09-14
申请号：EP03719853.8
申请日：2003-04-02
发明人： STOUTENBURG, Earney , MOLLETT, Cassandra, J. , PRICE, James , FILLINGER, Charles, A. , NELSON, Eric, M. , SEIFERT, Dean, A. , SINGLETON, Jeffrey
IPC分类号： G06F1/00
CPC分类号： G06Q20/04 , G06Q20/20 , G07F7/1008 , G07G1/0018 , G07G1/14
摘要： A point-of-sale device (130a) useful in relation to a variety of circumstances and/or utilization methods. Various implementations of such point-of-sale devices are disclosed. For example, one particular point-of-sale device (130a) includes a base unit adapted for performing merchant functions and a peripheral unit (140a) adapted to perform customer functions. The base unit can include a base unit housing (401) with a processor disposed therein and capable of supporting a variety of transaction types.
-
-
-
-
-
-
-
-
-
搜索结果
124 条记录 (耗时 0.022 秒)
