The present invention relates to a cosmetic composition, in which a high-content of oil-soluble components is stabilized using a natural surfactant, and more specifically to a cosmetic composition, in which by using a plant-derived natural surfactant and a high-pressure emulsification method without using PEG-based or ionic surfactants that may cause skin irritation, a transparent gel formulation containing a high-content of oil-soluble components can be realized, thereby effectively combining the advantage of an oil formulation excellent in moisturizing power, and the advantages of a moisture gel formulation, which is easy to use without flowing down, and has a fresh feeling of use.