- 专利标题: Systems and methods for responding to a broken circuit
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申请号: US14873771申请日: 2015-10-02
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公开(公告)号: US10346811B1公开(公告)日: 2019-07-09
- 发明人: Jackie O. Jordan, II , John Donovan , David Turrentine , Torri Wollenschlager , Bryan R. Nussbaum , Deanna Stockweather , Jeffrey W. Stoiber , Kerstin Markwardt , Gail L. Carlson , Kyle C. Schiebel , Troy Winslow , Joseph P. Harr , Ellakate Wagner , Michael Harris, Jr. , Jennylind Sun
- 申请人: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- 申请人地址: US IL Bloomington
- 专利权人: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- 当前专利权人: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- 当前专利权人地址: US IL Bloomington
- 代理机构: Marshall, Gerstein & Borun LLP
- 代理商 Randall G. Rueth
- 主分类号: G06Q40/08
- IPC分类号: G06Q40/08 ; G06Q10/00
摘要:
Risk of damage that is caused by the breaking of a circuit may be mitigated. A smart home controller and/or insurance provider remote processor may analyze data, with an insured's permission, received from a smart device disposed on, within, or proximate to a property associated with monitoring the flow of electricity. If it is determined that risk of damage due to the flow of electricity being cut off repeatedly exists, the smart home controller or remote processor may automatically generate a repair request to schedule a repair event that mitigates the risks. The smart home controller may transmit information about the risks to a homeowner and/or an insurance provider. The insurance provider remote processor may interpret the transmitted data and perform insurance activities, such as providing a discount or premium, and/or adjusting an insurance policy associated with the property based upon the insured property being equipped with risk mitigation functionality.
公开/授权文献
- US3873612A Production of terephthalic acid 公开/授权日:1975-03-25
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