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公开(公告)号：US11004320B1
公开(公告)日：2021-05-11
申请号：US16700783
申请日：2019-12-02
发明人： Jackie O. Jordan, II , John Donovan , David Turrentine , Torri Wollenschlager , Bryan R. Nussbaum , Deanna Stockweather , Jeffrey W. Stoiber , Kerstin Markwardt , Gail L. Carlson , Kyle C. Schiebel , Troy Winslow , Joseph P. Harr , Ellakate Wagner , Michael Harris, Jr. , Jennylind Sun
IPC分类号： G08B13/22
摘要： The present embodiments relate to identifying property intrusion events based upon sensor data received from smart devices populated about a home. A smart home controller may compare the sensor data to baseline sensor data to dynamically identify an intrusion event that may be occurring. The controller may generate a notification and determine an action to perform to facilitate damage or risk mitigation. Accordingly, an individual associated with the home may be notified of the event, and then select to perform the action, such as via their mobile device. In some implementations, the controller may automatically perform the action. As a result, in response to computer identification of an intrusion event, corrective action may be taken or prompted, or otherwise any damage caused by the intrusion event may be mitigated, reducing insurance claims or claim amounts associated with intrusion events. Insurance discounts may be provided based upon the risk mitigation functionality.
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公开(公告)号：US10795329B1
公开(公告)日：2020-10-06
申请号：US16393312
申请日：2019-04-24
发明人： Jackie O. Jordan, II , John Donovan , David Turrentine , Torri Wollenschlager , Bryan R. Nussbaum , Deanna Stockweather , Jeffrey W. Stoiber , Kerstin Markwardt , Gail L. Carlson , Kyle C. Schiebel , Troy Winslow , Joseph P. Harr , Ellakate Wagner , Michael Harris, Jr. , Jennylind Sun
摘要： Systems and methods for managing the operation of devices within a home or other property based upon electrical usage data. With customer knowledge or consent, a home controller may retrieve and analyze electrical usage data corresponding to a device, such as by comparing it to certain threshold data. If the analysis results in a trigger condition, the controller may generate a command, and transmit the command to the device for implementation, allowing modification of device operation to address any issues indicated in the electrical usage data. The controller may also notify a home owner/occupant. As a result, faulty devices may be managed prior to their faults causing damage to the device and/or the property, and/or property owners may be timely prompted to investigate, repair, and/or replace a failing device. Insurance discounts may be provided based upon the risk mitigation/prevention functionality.
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公开(公告)号：US10353359B1
公开(公告)日：2019-07-16
申请号：US14873914
申请日：2015-10-02
发明人： Jackie O. Jordan, II , John Donovan , David Turrentine , Torri Wollenschlager , Bryan R. Nussbaum , Deanna Stockweather , Jeffrey W. Stoiber , Kerstin Markwardt , Gail L. Carlson , Kyle C. Schiebel , Troy Winslow , Joseph P. Harr , Ellakate Wagner , Michael Harris, Jr. , Jennylind Sun
摘要： Systems and methods for managing the operation of devices within a home or other property based upon electrical usage data. With customer knowledge or consent, a home controller may retrieve and analyze electrical usage data corresponding to a device, such as by comparing it to certain threshold data. If the analysis results in a trigger condition, the controller may generate a command, and transmit the command to the device for implementation, allowing modification of device operation to address any issues indicated in the electrical usage data. The controller may also notify a home owner/occupant. As a result, faulty devices may be managed prior to their faults causing damage to the device and/or the property, and/or property owners may be timely prompted to investigate, repair, and/or replace a failing device. Insurance discounts may be provided based upon the risk mitigation/prevention functionality.
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公开(公告)号：US20220284523A1
公开(公告)日：2022-09-08
申请号：US17824664
申请日：2022-05-25
摘要： A control system includes a server computing device and a control hub. The control hub is in communication with the server computing device and with a distributed network of telematics devices and a wireless communication device physically located at a property. Each telematics device includes a sensor and collects sensor data representing utility consumption. The wireless communication device collects wireless pairing data including timestamps associated with wireless pairing of the wireless communication device with any user computing device. The control hub receives sensor data and wireless pairing data, and transmits the same to the server computing device, which processes the received data to associate portions of an overall utility usage at the property with a presence of user computing devices, and displays, within a graphical user interface of an application executed on each user computing device, the portion of utility usage associated with the presence of that user computing device.
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公开(公告)号：US11348437B1
公开(公告)日：2022-05-31
申请号：US17066478
申请日：2020-10-08
发明人： Phillip Moon , Sunish Menon , Jeffrey Kinsey , Jeffrey W. Stoiber
摘要： A computer-implemented method for generating an automated response to a catastrophic event, that includes (1) analyzing a sample set of data generated in association with a catastrophic event to determine a threshold pattern; (2) receiving, with customer permission or affirmative consent, home sensor data from a smart home controller via wireless communication or data transmission, the home sensor data including data regarding at least one of (i) structural status; (ii) wind speed; (iii) availability of electricity; (iv) presence of water; (v) temperature; (vi) pressure; and/or (vii) presence of pollutants in the air and/or water; (3) determining, based upon or from computer analysis of the home sensor data, whether the home sensor data indicates a match to the threshold pattern; and (4) automatically generating a response if the home sensor data indicates a match to the threshold pattern. As a result, catastrophic events and responses thereto may be improved through usage of a remote network of home sensors.
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公开(公告)号：US11049189B2
公开(公告)日：2021-06-29
申请号：US16902536
申请日：2020-06-16
发明人： Rajiv Shah , Michael S. Jacob , Sripriya Sundararaman , Jeffrey D. Hevrin , Jeffrey G. Kinsey , Phillip Sangpil Moon , EllaKate LeFebre , Sunish Menon , Jeffrey W. Stoiber , James Dykeman , Erin Olander , Lucas Allen
摘要： A computer-implemented method for identifying a property usage type based upon sensor data includes, with customer permission or affirmative consent, receiving data generated by various sensors; generating a report that includes a listing of events recorded by each sensor; analyzing data from the report to determine a property usage type score; receiving data regarding types and levels of insurance coverage associated with the property usage type score; receiving data derived from a homeowner's insurance policy; comparing the types and levels of insurance coverage associated with the property usage type score with the types and levels of insurance coverage from the homeowner's current insurance policy; and transmitting a message to the homeowner to update their insurance policy if there are differences between (i) the insurance coverage that the homeowner has, and (ii) the insurance coverage the homeowner should have based upon the property usage type score.
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公开(公告)号：US11017480B2
公开(公告)日：2021-05-25
申请号：US16906408
申请日：2020-06-19
发明人： Rajiv Shah , Michael S. Jacob , Sripriya Sundararaman , Jeffrey D. Hevrin , Jeffrey G. Kinsey , Phillip Sangpil Moon , Ellakate LeFebre , Sunish Menon , Jeffrey W. Stoiber , James Dykeman , Erin Olander , Lucas Allen
摘要： A computer-implemented method for identifying a property usage type based upon sensor data includes, with customer permission or affirmative consent, receiving data generated by various sensors; generating a report that includes a listing of events recorded by each sensor; analyzing data from the report to determine a property usage type score; receiving data regarding types and levels of insurance coverage associated with the property usage type score; receiving data derived from a homeowner's insurance policy; comparing the types and levels of insurance coverage associated with the property usage type score with the types and levels of insurance coverage from the homeowner's current insurance policy; and transmitting a message to the homeowner to update their insurance policy if there are differences between (i) the insurance coverage that the homeowner has, and (ii) the insurance coverage the homeowner should have based upon the property usage type score.
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公开(公告)号：US10922948B1
公开(公告)日：2021-02-16
申请号：US16716609
申请日：2019-12-17
发明人： Phillip Moon , Sunish Menon , Jeffrey Kinsey , Jeffrey W. Stoiber
摘要： A computer-implemented method for generating an automated response to a catastrophic event, that includes (1) analyzing a sample set of data generated in association with a catastrophic event to determine a threshold pattern; (2) receiving, with customer permission or affirmative consent, home sensor data from a smart home controller via wireless communication or data transmission, the home sensor data including data regarding at least one of (i) structural status; (ii) wind speed; (iii) availability of electricity; (iv) presence of water; (v) temperature; (vi) pressure; and/or (vii) presence of pollutants in the air and/or water; (3) determining, based upon or from computer analysis of the home sensor data, whether the home sensor data indicates a match to the threshold pattern; and (4) automatically generating a response if the home sensor data indicates a match to the threshold pattern. As a result, catastrophic events and responses thereto may be improved through usage of a remote network of home sensors.
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公开(公告)号：US20200327791A1
公开(公告)日：2020-10-15
申请号：US16913779
申请日：2020-06-26
发明人： Phillip Moon , Sunish Menon , Jeffrey Kinsey , Jeffrey W. Stoiber
IPC分类号： G08B21/10 , G08B27/00 , G01C21/34 , G01S19/42 , G06Q40/08 , G08B21/18 , G08B25/00 , G08G1/01 , G06Q50/26 , H04Q9/00
摘要： A computer-implemented method for generating an automated response to a catastrophic event, that includes (1) analyzing a sample set of data generated in association with a catastrophic event to determine a threshold pattern; (2) receiving, with customer permission or affirmative consent, home sensor data from a smart home controller via wireless communication or data transmission, the home sensor data including data regarding at least one of (i) structural status; (ii) wind speed; (iii) availability of electricity; (iv) presence of water; (v) temperature; (vi) pressure; and/or (vii) presence of pollutants in the air and/or water; (3) determining, based upon or from computer analysis of the home sensor data, whether the home sensor data indicates a match to the threshold pattern; and (4) automatically generating a response if the home sensor data indicates a match to the threshold pattern. As a result, catastrophic events and responses thereto may be improved through usage of a remote network of home sensors.
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公开(公告)号：US20200320639A1
公开(公告)日：2020-10-08
申请号：US16906408
申请日：2020-06-19
发明人： Rajiv Shah , Michael S. Jacob , Sripriya Sundararaman , Jeffrey D. Hervin , Jeffrey G. Kinsey , Phillip Sangpil Moon , Ellakate LeFebre , Sunish Menon , Jeffrey W. Stoiber , James Dykeman , Erin Olander , Lucas Allen
摘要： A computer-implemented method for identifying a property usage type based upon sensor data includes, with customer permission or affirmative consent, receiving data generated by various sensors; generating a report that includes a listing of events recorded by each sensor; analyzing data from the report to determine a property usage type score; receiving data regarding types and levels of insurance coverage associated with the property usage type score; receiving data derived from a homeowner's insurance policy; comparing the types and levels of insurance coverage associated with the property usage type score with the types and levels of insurance coverage from the homeowner's current insurance policy; and transmitting a message to the homeowner to update their insurance policy if there are differences between (i) the insurance coverage that the homeowner has, and (ii) the insurance coverage the homeowner should have based upon the property usage type score.
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