In one embodiment of the present invention a computerized method includes receiving at a personal-mobile device a first communication, which includes information for requesting user verification for logging into an account of a user, via a computing device. The account is with a service provided by an application server. The method includes starting a personal-authentication application on the personal-mobile device in response to receiving the first communication, and receiving in the personal-authentication application a user verification for confirming logging into the account. The method includes logging into the account via the computing device based on receipt of the user verification. Embodiments of the present invention provide enhanced security for logging into an account that a user may have with a service by providing that a personal-mobile device, such as a mobile telephone, which is personal to a user, is configured as a security token for login to the account.