Embodiments of the invention are directed to systems, methods, and computer program products for electroencephalogram triggered resource distribution query. In this way, the system may generate a spectral analysis baseline electroencephalogram reading for a user that can be segmented and analyzed based on a specific time span associated with a known stimulus or event, and diagnostic applications generally focus on either event-related potentials or the like. The system may utilize EEG recognition to identify a user baseline and for tiered velocity/frequency tolerance identification of resource distribution. In this way, based on a tiered velocity/frequency tolerances of the user or the resource distribution system, the user may be alerted of an action control network for management of the resource distribution upon an EEG reading during initiation of the resource distribution.