An electrical-terminal includes a planar blade-shaped isolator and a conductor. The planar blade-shaped isolator is formed of a dielectric material having a spine, a tip, and a web. The spine extends along a longitudinal-axis. The tip extends along a lateral-axis, and the web extends from the spine and terminates at the tip. The web defines a slot extending in the lateral direction from and normal to the spine. The conductor has a first-side that overlays a second-side and defines a U-shaped bend and a gap between the first-side and the second side. The U-shaped bend is aligned parallel to and opposite the spine. The conductor includes a conductive stand-off located intermediate the first side and the second side of the conductor. The conductive stand-off is disposed within the slot of the web such that the first-side and the second-side are in further electrical contact through the conductive stand-off.