A fastener is provided for securing a first panel to a second panel. The fastener includes a stud insertable through apertures in the first and second panels. The fastener further includes a pivoting handle assembly with a handle operatively connected to a stud head and pivotal between an upright position generally perpendicular to the first panel, and a folded position generally parallel to the first panel. A biasing mechanism is connected to the stud head and the handle that biases the handle outward relative to the stud head. A locking pin is connected to the stud head and the handle and is in connection with the biasing mechanism to hold the handle in the upright position or the folded position. A fastener is also provided for securing together the first and second panels, including a grommet, a receptacle and an insert in threaded engagement with an interior of the receptacle.