Embodiments of the present application provide a resource processing method, an apparatus, and a terminal. The method includes: receiving, by a first terminal, a first message simultaneously sent by each of at least one second terminal, where the first message is carried on N resources and used to indicate location information of resources on which to-be-sent data is located, and N is a positive integer greater than or equal to 2; and determining, by the first terminal based on the location information of the resources on which the to-be-sent data is located, resources used by the first terminal to send data. Because the first message is carried on the N resources, a probability of collision of the resources used by the second terminal to send the first message is very low.