- 专利标题: Closed loop resource distribution platform
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申请号: US16154309申请日: 2018-10-08
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公开(公告)号: US11297001B2公开(公告)日: 2022-04-05
- 发明人: Joseph Benjamin Castinado , Charles Russell Kendall , Andrew S. Heiman
- 申请人: BANK OF AMERICA CORPORATION
- 申请人地址: US NC Charlotte
- 专利权人: BANK OF AMERICA CORPORATION
- 当前专利权人: BANK OF AMERICA CORPORATION
- 当前专利权人地址: US NC Charlotte
- 代理机构: Moore & Van Allen PLLC
- 代理商 Jeffrey R. Gray
- 主分类号: H04L12/911
- IPC分类号: H04L12/911 ; G06F9/50 ; G06Q30/02 ; H04W4/08 ; H04L47/783 ; H04L47/70 ; H04L67/10
摘要:
A closed loop processing interaction network in which the resource pool source of the user and the resource pool destination are both within the same organization or group of organizations. As such, resources associated with interactions may be distributed directly between the resource pools of the members within the interaction network without having to use the traditional processing networks. The interactions may occur through communication between user computer systems (e.g., mobile devices, or the like) and/or interaction terminals of product providers (e.g., mobile devices, or the like) that are able to handle both traditional processing, as well as closed loop processing. The closed loop interaction network improves the processing speeds, memory requirements, security, and costs associated with processing resources related to interactions.
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