Invention Grant
- Patent Title: Accident fault determination for autonomous vehicles
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Application No.: US16803171Application Date: 2020-02-27
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Publication No.: US11386501B1Publication Date: 2022-07-12
- Inventor: Blake Konrardy , Scott T. Christensen , Gregory Hayward , Scott Farris
- Applicant: State Farm Mutual Automobile Insurance Company
- Applicant Address: US IL Bloomington
- Assignee: State Farm Mutual Automobile Insurance Company
- Current Assignee: State Farm Mutual Automobile Insurance Company
- Current Assignee Address: US IL Bloomington
- Agency: Faegre Drinker Biddle & Reath LLP
- Main IPC: G06Q40/08
- IPC: G06Q40/08 ; G07C5/00 ; G07C5/08 ; G06Q40/00 ; B60W50/02

Abstract:
Methods and systems for determining fault for an accident involving a vehicle having one or more autonomous and/or semi-autonomous operation features are provided. According to certain aspects, performance data indicative of the performance of the features may be used to determine fault for a vehicle accident, such as a collision, by allocating fault for the accident between a vehicle operator, the autonomous operation features, or a third party. The allocation of fault may be used to determine an adjustment to an insurance policy and/or adjust coverage levels for an insurance policy. The allocation of fault may further be used to adjust risk levels or profiles associated with the autonomous or semi-autonomous operation features, which may be applied to other vehicles having the same or similar features.
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