Invention Grant
- Patent Title: Disabling mobile payments for lost electronic devices
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Application No.: US14474773Application Date: 2014-09-02
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Publication No.: US11580518B2Publication Date: 2023-02-14
- Inventor: David T. Haggerty , George R. Dicker , Ahmer A. Khan , Christopher B. Sharp , Timothy S. Hurley , Vineet Chadha
- Applicant: Apple Inc.
- Applicant Address: US CA Cupertino
- Assignee: Apple Inc.
- Current Assignee: Apple Inc.
- Current Assignee Address: US CA Cupertino
- Agency: Sterne, Kessler, Goldstein & Fox P.L.L.C.
- Main IPC: G06Q20/32
- IPC: G06Q20/32 ; G06Q20/40 ; H04W8/22

Abstract:
If a user loses an electronic device that has the capability to conduct financial transactions, the user may report that the electronic device is lost using a lost-device software application to a management electronic device associated with a provider of the electronic device. In response to receiving this information, a disabling command is sent to a payment network associated with the financial account of the user to temporarily disable use of the electronic device to conduct the financial transactions. In particular, the electronic device may include a secure element that stores a payment applet for a financial account, and the disabling command may disable a mapping from a virtual identifier for the financial account to a financial primary account number. Subsequently, if the user finds the electronic device, the user may re-enable the capability (and, thus, the mapping) by providing authentication information to the electronic device.
Public/Granted literature
- US20150193764A1 DISABLING MOBILE PAYMENTS FOR LOST ELECTRONIC DEVICES Public/Granted day:2015-07-09
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