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公开(公告)号：US10885520B2
公开(公告)日：2021-01-05
申请号：US15713552
申请日：2017-09-22
Applicant: Apple Inc.
Inventor： Jeff W. Lin , Christopher Sharp , Vineet Chadha , Akila Suresh , Sinduja Murari , Gordon Y. Scott , Ho Cheung Chung
Abstract: A device facilitating script deployment through service provider servers includes at least one processor configured to receive, from a service provider, a request to perform a transaction directly with a device secure element on which a credential is provisioned, where the request includes a credential identifier corresponding to the credential. The at least one processor is further configured to identify, based at least in part on the credential identifier, the device secure element. The at least one processor is further configured to verify that the service provider is authorized to interact directly with the device secure element. The at least one processor is further configured to instruct, responsive to the verifying, the device secure element to communicate directly with a service provider server to perform the transaction. The at least one processor is further configured to receive, from the device secure element, a result associated with the transaction.
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公开(公告)号：US11321708B2
公开(公告)日：2022-05-03
申请号：US17000221
申请日：2020-08-21
Applicant: Apple Inc.
Inventor： Benjamin D. Chester , Glen W. Steele , Jeff W. Lin , Vineet Chadha
Abstract: A device implementing an inter-device credential transfer system may include at least one processor that is configured to receive a request to transfer a transaction credential from a first device to a second device, the transaction credential being associated with a stored monetary value and the request comprising a transaction credential identifier of the transaction credential. The at least one processor is further configured to prevent, responsive to the request, the transaction credential from being utilized for payment transactions by the first device. The at least one processor is further configured to provision an instance of the transaction credential on the second device. The at least one processor is further configured to cause the instance of the transaction credential to be activated on the second device with a balance corresponding to the stored monetary value associated with the transaction credential.
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公开(公告)号：US11250421B2
公开(公告)日：2022-02-15
申请号：US15017419
申请日：2016-02-05
Applicant: Apple Inc.
Inventor： Christopher B. Sharp , Yousuf H. Vaid , Vineet Chadha , Matthew C. Byington , Bhaskar Korlipara
Abstract: An electronic device may attempt to provision an unprovisioned credential, such as a payment instrument, by providing a message with information specifying the unprovisioned credential to a first computer. This first computer may be associated with a first region in which: a first provisioned credential of a user is supported, the user has registered, and the user can conduct transactions based on the first provisioned credential. However, the unprovisioned credential may be supported in or otherwise associated with a second region. Consequently, the electronic device may receive, from the first computer, redirect information that specifies a second computer associated with the second region. In response, the electronic device can provide the message to the second computer. Further, the electronic device can communicate provisioning information for the unprovisioned credential with the second computer, so the credential can be provisioned.
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Patent Agency Ranking
公开(公告)号：US10755270B2
公开(公告)日：2020-08-25
申请号：US15675626
申请日：2017-08-11
Applicant: Apple Inc.
Inventor： Benjamin D. Chester , Glen W. Steele , Jeff W. Lin , Vineet Chadha
Abstract: A device implementing an inter-device credential transfer system may include at least one processor that is configured to receive a request to transfer a transaction credential from a first device to a second device, the transaction credential being associated with a stored monetary value and the request comprising a transaction credential identifier of the transaction credential. The at least one processor is further configured to prevent, responsive to the request, the transaction credential from being utilized for payment transactions by the first device. The at least one processor is further configured to provision an instance of the transaction credential on the second device. The at least one processor is further configured to cause the instance of the transaction credential to be activated on the second device with a balance corresponding to the stored monetary value associated with the transaction credential.
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公开(公告)号：US11580518B2
公开(公告)日：2023-02-14
申请号：US14474773
申请日：2014-09-02
Applicant: Apple Inc.
Inventor： David T. Haggerty , George R. Dicker , Ahmer A. Khan , Christopher B. Sharp , Timothy S. Hurley , Vineet Chadha
Abstract: If a user loses an electronic device that has the capability to conduct financial transactions, the user may report that the electronic device is lost using a lost-device software application to a management electronic device associated with a provider of the electronic device. In response to receiving this information, a disabling command is sent to a payment network associated with the financial account of the user to temporarily disable use of the electronic device to conduct the financial transactions. In particular, the electronic device may include a secure element that stores a payment applet for a financial account, and the disabling command may disable a mapping from a virtual identifier for the financial account to a financial primary account number. Subsequently, if the user finds the electronic device, the user may re-enable the capability (and, thus, the mapping) by providing authentication information to the electronic device.
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公开(公告)号：US20170357798A1
公开(公告)日：2017-12-14
申请号：US15275003
申请日：2016-09-23
Applicant: Apple Inc.
Inventor： Ahmer A. Khan , Matthias Lerch , Vineet Chadha
CPC classification number: G06F21/45 , G06Q20/3278 , G06Q20/4014 , G06Q20/40145
Abstract: Systems, methods, and computer-readable media for managing credentials are provided. In one example embodiment, a method may include terminating the functionality of a security domain element on an electronic device, communicatively coupling the electronic device to a trusted service manager of the security domain element, and, after the terminating, communicating data from the electronic device to the communicatively coupled trusted service manager, wherein the communicated data is usable by the trusted service manager to determine a stored value of the security domain element. Additional embodiments are also provided.
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公开(公告)号：US20160232521A1
公开(公告)日：2016-08-11
申请号：US15017419
申请日：2016-02-05
Applicant: Apple Inc.
Inventor： Christopher B. Sharp , Yousuf H. Vaid , Vineet Chadha , Matthew C. Byington , Bhaskar Korlipara
IPC: G06Q20/38
CPC classification number: G06Q20/3821 , G06Q20/02 , G06Q20/3224 , G06Q20/3229
Abstract: An electronic device may attempt to provision an unprovisioned credential, such as a payment instrument, by providing a message with information specifying the unprovisioned credential to a first computer. This first computer may be associated with a first region in which: a first provisioned credential of a user is supported, the user has registered, and the user can conduct transactions based on the first provisioned credential. However, the unprovisioned credential may be supported in or otherwise associated with a second region. Consequently, the electronic device may receive, from the first computer, redirect information that specifies a second computer associated with the second region. In response, the electronic device can provide the message to the second computer. Further, the electronic device can communicate provisioning information for the unprovisioned credential with the second computer, so the credential can be provisioned.
Abstract translation: 电子设备可以通过向第一计算机提供具有指定未提供的证书的信息的消息来尝试提供未提供的证书，例如支付工具。 该第一计算机可以与第一区域相关联，其中：支持用户的第一提供凭据，用户已经注册，并且用户可以基于第一提供凭证进行交易。 然而，未提供的凭证可能在第二个地区支持或以其他方式与第二个地区相关联。 因此，电子设备可以从第一计算机接收指定与第二区域相关联的第二计算机的重定向信息。 作为响应，电子设备可以向第二计算机提供消息。 此外，电子设备可以与第二计算机通信用于未配置凭证的供应信息，因此可以提供凭证。
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公开(公告)号：US20150193764A1
公开(公告)日：2015-07-09
申请号：US14474773
申请日：2014-09-02
Applicant: Apple Inc.
Inventor： David T. Haggerty , George R. Dicker , Ahmer A. Khan , Christopher B. Sharp , Timothy S. Hurley , Vineet Chadha
CPC classification number: G06Q20/3226 , G06Q20/322 , G06Q20/40 , G06Q20/4014 , H04W8/22
Abstract: If a user loses an electronic device that has the capability to conduct financial transactions, the user may report that the electronic device is lost using a lost-device software application to a management electronic device associated with a provider of the electronic device. In response to receiving this information, a disabling command is sent to a payment network associated with the financial account of the user to temporarily disable use of the electronic device to conduct the financial transactions. In particular, the electronic device may include a secure element that stores a payment applet for a financial account, and the disabling command may disable a mapping from a virtual identifier for the financial account to a financial primary account number. Subsequently, if the user finds the electronic device, the user may re-enable the capability (and, thus, the mapping) by providing authentication information to the electronic device.
Abstract translation: 如果用户丢失了具有进行金融交易能力的电子设备，则用户可以使用丢失的设备软件应用向与电子设备的提供商相关联的管理电子设备报告电子设备丢失。 响应于接收到该信息，禁用命令被发送到与用户的财务帐户相关联的支付网络，以暂时禁止使用电子设备进行金融交易。 特别地，电子设备可以包括存储用于金融帐户的支付小应用程序的安全元件，并且禁用命令可以禁用从财务帐户的虚拟标识符到财务主帐号的映射。 随后，如果用户发现电子设备，则用户可以通过向电子设备提供认证信息来重新启用能力（并且因此映射）。
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