Embodiments are disclosed for determining a context-aware text color recommendation for text at a text location on an image. In particular, in one or more embodiments, the disclosed systems and methods comprise obtaining an image and a text location on the image, identifying at least one color theme based on a color harmonic template associated with the image, modifying the at least one color theme based on characteristics of the image, determining accessibility for at least one color in the at least one color theme based on the text location on the image, and determining a color palette recommendation for text at the text location on the image based on the determined accessibility for the at least one color in the at least one color theme.