Invention Grant
- Patent Title: Optical-scan triggered electronic funds transfer for purchase transaction
-
Application No.: US15712910Application Date: 2017-09-22
-
Publication No.: US11587054B2Publication Date: 2023-02-21
- Inventor: Yen Tran , Shanthan Subramaniam
- Applicant: MasterCard International Incorporated
- Applicant Address: US NY Purchase
- Assignee: MasterCard International Incorporated
- Current Assignee: MasterCard International Incorporated
- Current Assignee Address: US NY Purchase
- Agency: Buckley, Maschoff & Talwalkar LLC
- Main IPC: G06Q20/20
- IPC: G06Q20/20 ; G06Q20/10 ; G06Q20/12 ; G06Q20/32 ; G06Q20/02 ; G06Q20/38 ; G06Q20/40 ; G06Q40/02
Abstract:
A transaction request is received. The transaction request includes a merchant identifier. The merchant identifier is for identifying a merchant. The merchant's banking details are appended to the transaction request. The transaction request, with the appended banking details, is transmitted to a user's bank. Confirmation is received that a transaction has been performed in accordance with the transaction request. A confirmation is transmitted to the merchant to indicate that the transaction has been performed.
Public/Granted literature
- US20190095886A1 OPTICAL-SCAN TRIGGERED ELECTRONIC FUNDS TRANSFER FOR PURCHASE TRANSACTION Public/Granted day:2019-03-28
Information query
