- 专利标题: Systems, methods, and apparatuses for implementing user customizable risk management tools with statistical modeling and recommendation engine
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申请号: US17119069申请日: 2020-12-11
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公开(公告)号: US11620652B1公开(公告)日: 2023-04-04
- 发明人: Michael Manapat , Isaac Hepworth , Tara Seshan , Mike Towber
- 申请人: Stripe, Inc.
- 申请人地址: US CA San Francisco
- 专利权人: Stripe, Inc.
- 当前专利权人: Stripe, Inc.
- 当前专利权人地址: US CA San Francisco
- 代理机构: Womble Bond Dickinson (US) LLP
- 主分类号: G06Q20/40
- IPC分类号: G06Q20/40 ; G06Q10/067 ; G06F3/0482 ; G06F3/0488 ; G06F3/04847
摘要:
Systems, methods, and apparatuses for implementing user customizable risk management tools with statistical modeling and a recommendation engine within a computing environment are provided. A system may include, for example, means for evaluating the performance of a user rule for fraud prevention, in which the system receives a plurality of purchase transactions for the user; analyzes each purchase transaction received to generate a fraud likelihood score; receives the rule that specifies conditions when the system is to accept or reject transactions regardless of the fraud likelihood score generated by the system; transmits a historical analysis to the user based on the received rule; receives an input from the user to activate the rule; monitors performance of the rule; and transmits a recommendation to the user to retain or cancel the activated rule based on the monitored performance. Other related embodiments are disclosed.