A surface wave prospecting method for jointly extracting Rayleigh wave frequency dispersion characteristics in a seismoelectric field. A surface wave prospecting method includes following steps of: acquiring jointly acquired data, where the jointly acquired data includes seismic wave data and electric field data; carrying out jointly imaging processing on jointly acquired data to obtain a superposed frequency dispersion spectrum; carrying out extraction processing on superposed frequency dispersion spectrum to obtain a frequency dispersion curve, outperforming inversion processing on frequency dispersion curve to obtain a stratum structure profile. As seismic wave data and electric field data are adopted to carry out combined imaging processing to obtain superposed frequency dispersion spectrum, multi-mode frequency dispersion curve is extracted, multiplicity of solutions of inversion is greatly reduced during inversion, precision and stability of surface wave prospecting are greatly improved.