- Patent Title: System for enhanced authentication using non-fungible tokens (NFTs)
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Application No.: US17547997Application Date: 2021-12-10
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Publication No.: US11893587B2Publication Date: 2024-02-06
- Inventor: Manu Jacob Kurian , Carl Parziale , David Smiddy , Harold Joseph Kennedy
- Applicant: BANK OF AMERICA CORPORATION
- Applicant Address: US NC Charlotte
- Assignee: BANK OF AMERICA CORPORATION
- Current Assignee: BANK OF AMERICA CORPORATION
- Current Assignee Address: US NC Charlotte
- Agency: Moore & Van Allen PLLC
- Agent James C. Edwards
- Main IPC: G06Q20/40
- IPC: G06Q20/40 ; G06Q20/02 ; G06Q20/38 ; H04L9/40

Abstract:
Enhanced authentication at resource event apparatuses of a card device and, in some instances, the user of the card device. Card device-specific Non-Fungible Tokens (NFTs) are generated and, in some instance, user credential-specific NFTs are generated. The NFTs are stored within a distributed ledger of a distributed trust computing network, which provides verification as the uniqueness and authenticity of the NFTs. Once a resource event is initiated at a resource event apparatus, card device-related information and, in some instance, user credential-related information is received, and the information is compared to the corresponding NFT as a means of authenticating the card device and, in some instances, the card device and the linked user of the card device. As a result, the use of imitation card devices is prevented and, in some instances, the identity of the user of the card device is authenticated and deemed to be linked to the card device.
Public/Granted literature
- US20230186309A1 SYSTEM FOR ENHANCED AUTHENTICATION USING NON-FUNGIBLE TOKENS (NFTs) Public/Granted day:2023-06-15
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