Invention Grant
- Patent Title: Systems and methods for managing a financial account in a low-cash mode
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Application No.: US17087743Application Date: 2020-11-03
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Publication No.: US11928655B1Publication Date: 2024-03-12
- Inventor: Urich T. Bowers , Mike Kirch , Eric Romantino
- Applicant: The PNC Financial Services Group, Inc.
- Applicant Address: US PA Pittsburgh
- Assignee: The PNC Financial Services Group, Inc.
- Current Assignee: The PNC Financial Services Group, Inc.
- Current Assignee Address: US PA Pittsburgh
- Agency: Finnegan, Henderson, Farabow, Garrett & Dunner, LLP
- Main IPC: G06Q20/10
- IPC: G06Q20/10 ; G06N20/00 ; G06Q20/02 ; G06Q20/32 ; G06Q20/40 ; G06Q30/018 ; G06Q30/0283 ; G06Q40/02 ; G06Q50/00

Abstract:
A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.
Information query