公开(公告)号：US11954659B1

公开(公告)日：2024-04-09

申请号：US17313442

申请日：2021-05-06

Applicant: The PNC Financial Services Group, Inc.

Inventor： Urich T. Bowers ,  Mecal McDade ,  Todd Tkach ,  Mike Kirch ,  Eric Romantino ,  Jeremy Moore ,  Fernando Alfaro

IPC: G06Q20/10 ,  G06N20/00 ,  G06Q20/02 ,  G06Q20/32 ,  G06Q20/40 ,  G06Q30/018 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q50/00

CPC classification number: G06Q20/108 ,  G06N20/00 ,  G06Q20/3221 ,  G06Q20/3223 ,  G06Q20/4037 ,  G06Q20/405 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q20/023 ,  G06Q30/0185 ,  G06Q50/01

Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.

公开(公告)号：US12223477B1

公开(公告)日：2025-02-11

申请号：US17164705

申请日：2021-02-01

Applicant: The PNC Financial Services Group, Inc.

Inventor： Urich T. Bowers ,  Mecal McDade ,  Todd Tkach ,  Jeremy Moore ,  Fernando Alfaro ,  Mike Kirch ,  Eric Romantino

IPC: G06Q20/10 ,  G06N20/00 ,  G06Q20/02 ,  G06Q20/32 ,  G06Q20/40 ,  G06Q30/018 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q50/00

Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.

公开(公告)号：US12182780B1

公开(公告)日：2024-12-31

申请号：US17403842

申请日：2021-08-16

Applicant: The PNC Financial Services Group, Inc.

Inventor： Urich T. Bowers ,  Mecal McDade ,  Todd Tkach ,  Jeremy Moore ,  Fernando Alfaro ,  Mike Kirch ,  Eric Romantino

IPC: G06Q20/10 ,  G06N20/00 ,  G06Q20/02 ,  G06Q20/32 ,  G06Q20/40 ,  G06Q30/018 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q50/00

Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.

公开(公告)号：US12125008B1

公开(公告)日：2024-10-22

申请号：US17379355

申请日：2021-07-19

Applicant: The PNC Financial Services Group, Inc.

Inventor： Urich T. Bowers ,  Mecal McDade ,  Todd Tkach ,  Mike Kirch ,  Eric Romantino ,  Matthew Barrett

IPC: G06Q20/10 ,  G06N20/00 ,  G06Q20/02 ,  G06Q20/32 ,  G06Q20/40 ,  G06Q30/018 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q50/00

CPC classification number: G06Q20/108 ,  G06N20/00 ,  G06Q20/3221 ,  G06Q20/3223 ,  G06Q20/4037 ,  G06Q20/405 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q20/023 ,  G06Q30/0185 ,  G06Q50/01

Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.

公开(公告)号：US12020223B1

公开(公告)日：2024-06-25

申请号：US17354757

申请日：2021-06-22

Applicant: The PNC Financial Services Group, Inc.

Inventor： Urich T. Bowers ,  Mecal McDade ,  Todd Tkach ,  Mike Ley ,  Jerry Scheller ,  Mike Kirch ,  Eric Romantino

IPC: G06Q20/10 ,  G06N20/00 ,  G06Q20/02 ,  G06Q20/32 ,  G06Q20/40 ,  G06Q30/018 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q50/00

CPC classification number: G06Q20/108 ,  G06N20/00 ,  G06Q20/3221 ,  G06Q20/3223 ,  G06Q20/4037 ,  G06Q20/405 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q20/023 ,  G06Q30/0185 ,  G06Q50/01

Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode: presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.

公开(公告)号：US12014339B1

公开(公告)日：2024-06-18

申请号：US17164612

申请日：2021-02-01

Applicant: The PNC Financial Services Group, Inc.

Inventor： Urich T. Bowers ,  Mecal McDade ,  Todd Tkach ,  Jerry Scheller ,  Mike Kirch ,  Eric Romantino

IPC: G06Q20/10 ,  G06N20/00 ,  G06Q20/02 ,  G06Q20/32 ,  G06Q20/40 ,  G06Q30/018 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q50/00

CPC classification number: G06Q20/108 ,  G06N20/00 ,  G06Q20/3221 ,  G06Q20/3223 ,  G06Q20/4037 ,  G06Q20/405 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q20/023 ,  G06Q30/0185 ,  G06Q50/01

Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.

公开(公告)号：US11928655B1

公开(公告)日：2024-03-12

申请号：US17087743

申请日：2020-11-03

Applicant: The PNC Financial Services Group, Inc.

Inventor： Urich T. Bowers ,  Mike Kirch ,  Eric Romantino

IPC: G06Q20/10 ,  G06N20/00 ,  G06Q20/02 ,  G06Q20/32 ,  G06Q20/40 ,  G06Q30/018 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q50/00

CPC classification number: G06Q20/108 ,  G06N20/00 ,  G06Q20/3221 ,  G06Q20/3223 ,  G06Q20/4037 ,  G06Q20/405 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q20/023 ,  G06Q30/0185 ,  G06Q50/01

Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.

公开(公告)号：US11928656B1

公开(公告)日：2024-03-12

申请号：US17202054

申请日：2021-03-15

Applicant: The PNC Financial Services Group, Inc.

Inventor： Urich T. Bowers ,  Mecal McDade ,  Todd Tkach ,  Mike Kirch ,  Eric Romantino ,  Scott Braun

IPC: G06Q20/10 ,  G06N20/00 ,  G06Q20/02 ,  G06Q20/32 ,  G06Q20/40 ,  G06Q30/018 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q50/00

CPC classification number: G06Q20/108 ,  G06N20/00 ,  G06Q20/3221 ,  G06Q20/3223 ,  G06Q20/4037 ,  G06Q20/405 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q20/023 ,  G06Q30/0185 ,  G06Q50/01

Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.

公开(公告)号：US11915214B1

公开(公告)日：2024-02-27

申请号：US17084247

申请日：2020-10-29

Applicant: The PNC Financial Services Group, Inc.

Inventor： Urich T. Bowers ,  Mecal McDade ,  Todd Tkach ,  Mike Kirch ,  Eric Romantino

IPC: G06Q20/10 ,  G06Q20/32 ,  G06N20/00 ,  G06Q40/02 ,  G06Q20/40 ,  G06Q30/0283 ,  G06Q20/02 ,  G06Q30/018 ,  G06Q50/00

CPC classification number: G06Q20/108 ,  G06N20/00 ,  G06Q20/3221 ,  G06Q20/3223 ,  G06Q20/405 ,  G06Q20/4037 ,  G06Q30/0283 ,  G06Q40/02 ,  G06Q20/023 ,  G06Q30/0185 ,  G06Q50/01

Abstract: A system for managing a financial account in a low cash mode. The system may include a memory storing instructions, and a processor configured to execute the instructions to perform operations. The operations may include providing an interface; providing a notification to a user when a balance in the first account is deemed to be in low cash mode; presenting, when the first account balance is deemed to be in low cash mode, an option for a transfer request; receiving, a selection of the option for the transfer request to connect the first account with a second account; transferring funds from the second account to the first account; notifying the user that funds have been transferred from the second account to the first account; and further notifying the user that the balance in the first account is greater than the threshold value.