A charge transfer timing system and method include determining a charge capability of one or more power sources configured to supply charging power to multiple battery packs of a powered system. The system and method include calculating a time required to charge the battery packs to at least one of a target voltage or a target energy level. The time that is calculated may be based at least in part on a current state of charge (SOC) of the battery packs, a pack configuration of the battery packs, and the charge capability.