- 专利标题： Systems and methods for user authorization and access to services using contactless cards
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申请号： US17501884申请日： 2021-10-14
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公开(公告)号： US12112322B2公开(公告)日： 2024-10-08
- 发明人: Kaitlin Newman , Colin Hart , Jeffrey Rule , Lara Mossler , Sophie Bermudez , Michael Mossoba , Wayne Lutz , Charles Nathan Crank , Melissa Heng , Kevin Osborn , Kimberly Haynes , Andrew Cogswell , Latika Gulati , Sarah Jane Cunningham , James Ashfield
- 申请人： Capital One Services, LLC
- 申请人地址： US VA McLean
- 专利权人： Capital One Services, LLC
- 当前专利权人： Capital One Services, LLC
- 当前专利权人地址： US VA McLean
- 代理机构： KDW Firm PLLC
- 代理商 Andrew D. Kasnevich
- 主分类号： G06Q20/38
- IPC分类号： G06Q20/38 ; G06Q20/34 ; H04L9/08
摘要：
Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key.
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