-
公开(公告)号：US12093768B2
公开(公告)日：2024-09-17
申请号：US17954785
申请日：2022-09-28
发明人： Kevin Osborn , Tyler Maiman , Bryant Yee
IPC分类号： G06K19/077
CPC分类号： G06K19/07722
摘要： A transaction card is provided. The transaction card can include a luminous layer having a sensitive information component. The sensitive information component includes personal account data and can be selectively illuminated by a light source by refracting light emitted by the light source. A switch and power source are provided to selectively energize the light source.
-
2.发明授权公开(公告)号：US12081977B2
公开(公告)日：2024-09-03
申请号：US18139582
申请日：2023-04-26
发明人： Jeffrey Rule , Kevin Osborn
CPC分类号： H04W12/06 , G06Q20/3278 , H04L9/3228 , H04L63/0838 , H04W4/14
摘要： Exemplary embodiments may use a contactless card as a secondary form of authentication in a multi-factor authentication for a secure messaging service. The recipient party of a request to initiate a messaging service session (such as a server computing device) may be programmed to use the phone number of the originating device to look up records regarding an identity of a party and their associated phone number as a primary credential and then may require an authentication credential originating from the contactless card as a secondary credential for the initiating party. In some instances, the credential originating from the contactless card is a onetime password that is valid only for a period of time. The recipient party determines whether the onetime password is valid. If both credentials are valid, a secure messaging session may be initiated with the initiating party.
-
公开(公告)号：US12033017B2
公开(公告)日：2024-07-09
申请号：US17538722
申请日：2021-11-30
发明人： Tyler Maiman , Kevin Osborn , Joshua Edwards
IPC分类号： G06K19/077 , G06K19/02 , G06K19/04
CPC分类号： G06K19/07739 , G06K19/02 , G06K19/044 , G06K19/07745
摘要： Provided are approaches for removing a chip of a transaction card using a chip removal element. In some approaches, the transaction card may include a body including a first main side opposite a second main side, a chip coupled to the first main side of the body, and a chip removal element disposed between the chip and the body. A first end of the chip removal element may be positioned within a tab recess along the first main side of the body, wherein the chip removal element is operable to decouple the chip from the body when the chip removal element is moved away from the body.
-
公开(公告)号：US20240205236A1
公开(公告)日：2024-06-20
申请号：US18394109
申请日：2023-12-22
发明人： Xiaoguang Zhu , Kevin Osborn , Samuel Rapowitz
IPC分类号： H04L9/40
CPC分类号： H04L63/14
摘要： Systems and methods for identifying malicious cryptographic wallet addresses are disclosed. The systems and methods can receive a first plurality of tokens and an indication of a potentially malicious cryptographic wallet address from a requesting user. The system can identify a plurality of associated wallet addresses, and compare the associated wallet addresses to a stored list of malicious cryptographic wallet addresses. The system can determine a subset of the identified associated cryptographic wallet addresses that are malicious and assign a maliciousness rating to the potentially malicious cryptographic wallet address. The system can provide the maliciousness rating to the requesting user.
-
公开(公告)号：US20240152993A1
公开(公告)日：2024-05-09
申请号：US18052734
申请日：2022-11-04
发明人： Samuel Rapowitz , Kevin Osborn , Mia Rodriguez , Kathryn Tikoian
CPC分类号： G06Q30/0643 , G06Q20/223 , G06Q20/36 , G06Q20/40 , G06T19/006
摘要： Disclosed embodiments may include a system providing for currency transfer using augmented reality environments. The system may receive, at a user device associated with a user, a first input indicating a first selection of a first augmented reality item. The system may receive a second input indicating a first movement of the first augmented reality item. The system may determine whether the first augmented reality item is in proximity to a purchasable item. In response to determining that the first augmented reality item is in proximity to the purchasable item, the system may initiate a transfer by receiving image data containing a computer readable code associated with the purchasable item, processing the image data, retrieving store account information and transfer information regarding the purchasable item, retrieving user account information, and transmitting, to an account processor, the user account information, the store account information, and the transfer information.
-
公开(公告)号：US11915231B2
公开(公告)日：2024-02-27
申请号：US17518046
申请日：2021-11-03
CPC分类号： G06Q20/38215 , G06Q20/352 , G06Q20/3829 , H04L9/0822 , H04L2209/56
摘要： Example embodiments of systems and methods for data transmission system between transmitting and receiving devices are provided. In an embodiment, each of the transmitting and receiving devices can contain a master key. The transmitting device can generate a diversified key using the master key, protect a counter value and encrypt data prior to transmitting to the receiving device, which can generate the diversified key based on the master key and can decrypt the data and validate the protected counter value using the diversified key. Example embodiments of systems and methods can be used to provide further authentication and added levels of security for transactions.
-
公开(公告)号：US11893439B2
公开(公告)日：2024-02-06
申请号：US17739349
申请日：2022-05-09
发明人： Bryant Yee , Kevin Osborn , Tyler Maiman
IPC分类号： G06K19/06 , G06K19/073
CPC分类号： G06K19/073
摘要： A transaction card is provided. The transaction card can include one or more layers having sensitive information related to a user's identity and account information. The transaction card can also include one or more privacy features to selectively obfuscate and reveal the sensitive information.
-
公开(公告)号：US11887103B2
公开(公告)日：2024-01-30
申请号：US17740898
申请日：2022-05-10
发明人： Jeffrey Rule , Kevin Osborn
CPC分类号： G06Q20/352 , G06Q20/389 , G06Q20/4014
摘要： In a method for broadcasting account provisioning information, user datum encryption information is transmitted to a plurality of account processing systems. A request to share account provisioning information is received from a user device associated with an account holder. A user datum of the account holder is encrypted using the encryption information and transmitted to the account processing systems. A response is received from at least one of the account processing systems, the response including an indication that the account holder has a transaction account processed by that account processing system. A request for confirmation that the account provisioning information should be shared is sent to the user device and a confirmation response is received from the user device that includes permission to share account provisioning information. Account provisioning information is then transmitted to one or more of the account processing systems.
-
公开(公告)号：US11829979B2
公开(公告)日：2023-11-28
申请号：US17884362
申请日：2022-08-09
发明人： Timur Sherif , Matthew Kloster , Tao Lin , Kevin Osborn
CPC分类号： G06Q20/204 , G06F13/4282 , G06Q20/382 , G06F2213/0042
摘要： A transaction card is provided for communicating with a computing device. The transaction card may comprise a computer interface device, at least one memory, at least one processor, and a card reader module. The card reader module configured to receive, from the computing device through the computer interface device, a first data packet comprising a request associated with a transaction, the first data packet being compatible with an interface protocol. The card reader module may process the first data packet to generate a second data packet compatible with the payment authentication protocol; provide the second data packet to the processor; receive, from the processor, a third data packet comprising a response to the request; process the third data packet to generate a fourth data packet based on the response, the fourth data packet compatible with the interface protocol; and transmit, to the computer interface device, the fourth data packet.
-
公开(公告)号：US11810101B2
公开(公告)日：2023-11-07
申请号：US17851449
申请日：2022-06-28
发明人： Jeffrey Rule , Kevin Osborn
CPC分类号： G06Q20/346 , G06Q20/1085 , G06Q20/3552 , G06Q20/3563 , G09B21/00
摘要： A contactless card useful for adjusting the operation, configuration, and/or performance of a secondary device is described. The contactless card is equipped with a communication interface which allows the contactless card to transmit information to the secondary device using NFC signals. The contactless card stores accommodation information related to a physical accommodation desired by the user and transmits that information in the form of an accommodation message to the secondary device after being placed in a NFC field generated by the secondary device. In some embodiments, the contactless card requests an authentication certificate in order to determine a degree of trust prior to sending an accommodation message. In some embodiments, the contactless card may adjust what accommodation information is included in the accommodation message based on the authentication certificate received from the secondary device.
-
-
-
-
-
-
-
-
-
搜索结果
264 条记录 (耗时 0.032 秒)
