- 专利标题: Real-time transaction and receipt processing systems
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申请号: US17946483申请日: 2022-09-16
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公开(公告)号: US12118521B2公开(公告)日: 2024-10-15
- 发明人: Jeffrey Paul Myren
- 申请人: Capital One Services, LLC
- 申请人地址: US VA McLean
- 专利权人: CAPITAL ONE SERVICES, LLC
- 当前专利权人: CAPITAL ONE SERVICES, LLC
- 当前专利权人地址: US VA McLean
- 代理机构: TROUTMAN PEPPER HAMILTON SANDERS LLP
- 代理商 Christopher J. Forstner; John A. Morrissett
- 主分类号: G06Q20/00
- IPC分类号: G06Q20/00 ; G06Q20/04 ; G06Q20/20 ; G06Q20/40
摘要:
A transaction processing system for preforming one or more steps of a method is disclosed. The system may receive user receipt preferences including rules specifying whether or not a user wants a receipt. The system may also receive (i) a purchase authorization request associated with an attempted purchase and (ii) user device location data. The system may further set a receipt flag corresponding to the receipt status. If the system determines that the transaction is to be authorized, it attaches the receipt flag to the authorization message and transmits the authorization message to the merchant. Alternatively, if the system determines that the transaction is not to be authorized, it attaches the receipt flag to the cancellation message and transmits the cancellation message to the merchant.
公开/授权文献
- US20230013189A1 REAL-TIME TRANSACTION AND RECEIPT PROCESSING SYSTEMS 公开/授权日:2023-01-19
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