Invention Grant
- Patent Title: Electronic device data capture for property insurance quotes
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Application No.: US18215154Application Date: 2023-06-27
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Publication No.: US12165215B2Publication Date: 2024-12-10
- Inventor: Timothy Joel Davis , Amy Engelhorn , Colby S. Kornelis
- Applicant: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Applicant Address: US IL Bloomington
- Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Current Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
- Current Assignee Address: US IL Bloomington
- Agency: MARSHALL, GERSTEIN & BORUN LLP
- Main IPC: G06Q40/08
- IPC: G06Q40/08 ; G06Q10/087

Abstract:
Systems and methods for capturing digital image data associated with a property for an insurance quote are described. According to certain aspects, a mobile device may enable a user to capture digital image data and/or a video stream and other information of house features and characteristics that may be used to determine insurability and estimated replacement cost of the property. The mobile device may enable the user to capture the information at the property location, which may eliminate the need for a manual assessment or characterization of home features by a homeowner. A back-end server may receive the data, analyze the data to generate an insurance quote (and/or insurance application) for the property, and transmit the insurance quote (and/or application) to the mobile device for presentation to the user. The mobile device may enable the user to select terms, deductibles, limits, and/or coverages, and ultimately approve a homeowner's insurance policy.
Public/Granted literature
- US20230342863A1 ELECTRONIC DEVICE DATA CAPTURE FOR PROPERTY INSURANCE QUOTES Public/Granted day:2023-10-26
Information query