This invention relates to a polymerizable composite material and method of making same including at least one multifunctional acid containing monomer having a concentration ranging from about 10% to about 85%, a non-reactive filler having a concentration ranging from about 1% to about 80%, a polymerization system having a concentration ranging from about 1.5% to about 15%, and water having a concentration ranging from about 0.1% to about 25%.