- 专利标题: Bill payment system and method
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申请号: US10918064申请日: 2004-08-12
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公开(公告)号: US20060034436A1公开(公告)日: 2006-02-16
- 发明人: Thomas E. Creamer , Peeyush Jaiswal , Victor S. Moore , Scott L. Winters
- 申请人: Thomas E. Creamer , Peeyush Jaiswal , Victor S. Moore , Scott L. Winters
- 申请人地址: US NY Armonk
- 专利权人: International Business Machines Corporation
- 当前专利权人: International Business Machines Corporation
- 当前专利权人地址: US NY Armonk
- 主分类号: H04M15/00
- IPC分类号: H04M15/00 ; H04M1/56
摘要:
A method, system and apparatus for processing bill payments in a PSTN. The method of the invention can include, responsive to answering a telephone call from a caller over the PSTN, identifying the caller from a data communications source external to the telephone call and retrieving billing information for the identified caller. Once the billing information has been retrieved for the identified caller, the payment of a bill can be processed based upon the billing information. In a preferred aspect of the invention, the identifying step can include identifying the caller based upon identifying information for the caller received through a data communications link from a name resolution adapter disposed within the PSTN. For instance, the identifying step can include identifying the caller based upon identifying information retrieved from a LIDB and transmitted by the name resolution adapter.
公开/授权文献
- US07486783B2 Bill payment system and method 公开/授权日:2009-02-03
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