A disposable nail buffing tool with a holder for receiving a buffing block. The holder may be made of plastic, metal, graphite, or some other light weight and rigid material. The holder has a receptacle for receiving a buffing block. In one embodiment the sides of the receptacle are angled inwards, to grasp and hold the buffing block. The holder also has handles to facilitate holding and using the nail buffing tool. The buffing block is removably received in the receptacle of the holder. The buffing block is made of a compressible layer and one or more abrasive layers attached to the compressible layer. The compressible layer is made of foam or hard sponge. The abrasive layer may be sand paper glued to the compressible layer or as in one embodiment, directly sprayed onto the compressible layer.