发明申请
- 专利标题: INTERNATIONAL REMITTANCE SYSTEM BASED ON PAYMENT CARD ACCOUNTS WITH ACCESS BY MOBILE TELEPHONE
- 专利标题(中): 基于移动电话接入支付卡账户的国际汇款制度
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申请号: US13243509申请日: 2011-09-23
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公开(公告)号: US20120016795A1公开(公告)日: 2012-01-19
- 发明人: Dennis J. Hill , Sandeep Malhotra , Sara E. Fiebiger , Dana Lorberg , Patrick Killian , Andrew D. Campbell , Robert K. Walls , David Chan
- 申请人: Dennis J. Hill , Sandeep Malhotra , Sara E. Fiebiger , Dana Lorberg , Patrick Killian , Andrew D. Campbell , Robert K. Walls , David Chan
- 主分类号: G06Q40/00
- IPC分类号: G06Q40/00
摘要:
A funds transfer system includes a first mobile telephone operating company and a first financial institution which exchanges data communications regarding funds transfer requests with the first mobile telephone operating company. The system further includes a second mobile telephone company and a second financial institution. The system also includes a payment processing network operating company. The payment processing network operating company transfers funds from the first financial institution to the second financial institution to benefit a recipient who owns a mobile telephone served by the second mobile telephone operating company.