The present invention is a garment that has two selectable neckline configurations, open and closed. The garment has a frontal closure. In the closed configuration, the frontal closure is closed to the neck. In the open configuration, the frontal closure is open over some interval below the neck. On each side of the frontal closure near the neckline, the garment has a respective proximal flap fastener. There is also a distal flap fastener that is further away from the neckline and from the closure than is the proximal flap fastener, and is usually below the proximal flap fastener. The garment near the intersection of the neckline and the frontal closure on either side can be folded down along a crease line, forming a flap on each side of the closure with the proximal and distal flap fasteners coupled.