发明申请
- 专利标题: Methods and Systems for Managing Transaction Card Accounts
- 专利标题(中): 管理交易卡账户的方法和系统
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申请号: US13327843申请日: 2011-12-16
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公开(公告)号: US20120089505A1公开(公告)日: 2012-04-12
- 发明人: William Johnson , Craig Vallorano
- 申请人: William Johnson , Craig Vallorano
- 申请人地址: US NY Long Island
- 专利权人: Citicorp Credit Services, Inc.
- 当前专利权人: Citicorp Credit Services, Inc.
- 当前专利权人地址: US NY Long Island
- 主分类号: G06Q20/22
- IPC分类号: G06Q20/22
摘要:
Methods and systems for managing transaction card accounts in which cardholders are permitted to incur transaction charge balances on existing transaction card accounts and substituting the existing transaction card for each of at least a portion of the plurality of cardholders with a different transaction card product upon an occurrence of one of termination of a private label or co-branded agreement and a predetermined level of inactivity on the transaction card account which has significant additional features and benefits absent from the existing transaction card product.