公开(公告)号：US08117122B1

公开(公告)日：2012-02-14

申请号：US11758745

申请日：2007-06-06

申请人： William Johnson ,  Craig Vallorano

发明人： William Johnson ,  Craig Vallorano

IPC分类号： G06Q40/00

CPC分类号： G06Q20/227 ,  G06Q20/10 ,  G06Q20/3572 ,  G06Q20/405

摘要： Methods and systems for managing transaction card accounts in which cardholders are permitted to incur transaction charge balances on existing transaction card accounts and substituting the existing transaction card for each of at least a portion of the plurality of cardholders with a different transaction card product upon an occurrence of one of termination of a private label or co-branded agreement and a predetermined level of inactivity on the transaction card account which has significant additional features and benefits absent from the existing transaction card product.

摘要翻译： 用于管理交易卡账户的方法和系统，其中持卡人可以在现有交易卡账户上承担交易费用余额，并且在发生时用替换现有交易卡中的至少一部分多个持卡人的不同交易卡产品 私人标签或联合品牌协议的终止之一，以及交易卡帐户上预定的不活动水平，其具有现有交易卡产品不存在的显着附加特征和益处。

公开(公告)号：US20120089505A1

公开(公告)日：2012-04-12

申请号：US13327843

申请日：2011-12-16

申请人： William Johnson ,  Craig Vallorano

发明人： William Johnson ,  Craig Vallorano

IPC分类号： G06Q20/22

CPC分类号： G06Q20/227 ,  G06Q20/10 ,  G06Q20/3572 ,  G06Q20/405

摘要： Methods and systems for managing transaction card accounts in which cardholders are permitted to incur transaction charge balances on existing transaction card accounts and substituting the existing transaction card for each of at least a portion of the plurality of cardholders with a different transaction card product upon an occurrence of one of termination of a private label or co-branded agreement and a predetermined level of inactivity on the transaction card account which has significant additional features and benefits absent from the existing transaction card product.

摘要翻译： 用于管理交易卡账户的方法和系统，其中持卡人可以在现有交易卡账户上承担交易费用余额，并且在发生时用替换现有交易卡中的至少一部分多个持卡人的不同交易卡产品 私人标签或联合品牌协议的终止之一，以及交易卡帐户上预定的不活动水平，其具有现有交易卡产品不存在的显着附加特征和益处。