发明申请
- 专利标题: PROPERTY APPRAISAL EVALUATION USING TRAFFIC DATA
- 专利标题(中): 使用交通数据的物业评估评估
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申请号: US13346153申请日: 2012-01-09
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公开(公告)号: US20130179357A1公开(公告)日: 2013-07-11
- 发明人: Nathan Pieter Den Herder , Hamilton Fout , Steven Pierce , Eric Rosenblatt , John Treadwell
- 申请人: Nathan Pieter Den Herder , Hamilton Fout , Steven Pierce , Eric Rosenblatt , John Treadwell
- 申请人地址: US DC Washington
- 专利权人: Fannie Mae
- 当前专利权人: Fannie Mae
- 当前专利权人地址: US DC Washington
- 主分类号: G06Q50/16
- IPC分类号: G06Q50/16
摘要:
A valuation model accounts for traffic features associated with modeled properties, generates listings of model-chosen comparables, and evaluates property appraisals and appraisal-chosen comparables accordingly. In one embodiment, traffic features of homes are used in automated electronic appraising and in the electronic review of appraisals. It first uses GIS techniques to convert traffic features associated with a property into a numeric variable, allowing hedonic price models to measure the price impact of traffic features. This allows traffic features to be used in the automated selection of comparable properties and in the adjusting of comp prices in appraisals. It also allows automated review of appraisals to determine if they fairly accounted for the traffic dimension in the selection of comps and in making any price adjustments. In one example, the automatic valuation uses a regression that models the relationship between price and explanatory variables, with the explanatory variables including traffic feature variables.
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