Embodiments of the invention relate to systems, methods, and computer program products for accessing a remotely located mobile device of a user based on certain events is provided. The system, method, and computer program product are configured to: (a) receive an indication that a transaction vehicle of the user is compromised; (b) identify a mobile device of the user that is associated with the transaction vehicle of the user that is compromised; (c) upon identifying the mobile device of the user, remotely access the mobile device of the user; and (d) reconfigure one or more applications accessible to the mobile device or one or more functional features of the mobile device based at least partially on receiving the indication.