Invention Application
US20150356564A1 SMART PHONES OR INTERNET PADS SUPPORTING MOBILE PAYMENT THAT INCLUDES SECURITY BASED, AT LEAST PARTLY, ON FINGERPRINT AUTHENTICATION, DATA ENCRYPTION, AND SHORT PHYSICAL DISTANCE WIRELESS COMMUNICATION 审中-公开
SMART PHONES或INTERNET PADS支持移动支付,其中包括基于安全性,至少部分,指纹认证,数据加密和短距离无线通信

  • Patent Title: SMART PHONES OR INTERNET PADS SUPPORTING MOBILE PAYMENT THAT INCLUDES SECURITY BASED, AT LEAST PARTLY, ON FINGERPRINT AUTHENTICATION, DATA ENCRYPTION, AND SHORT PHYSICAL DISTANCE WIRELESS COMMUNICATION
  • Patent Title (中): SMART PHONES或INTERNET PADS支持移动支付,其中包括基于安全性,至少部分,指纹认证,数据加密和短距离无线通信
  • Application No.: US14828349
    Application Date: 2015-08-17
  • Publication No.: US20150356564A1
    Publication Date: 2015-12-10
  • Inventor: William Ho ChangChristina Ying Liu
  • Applicant: Flexiworld Technologies, Inc.
  • Applicant Address: US OR Portland
  • Assignee: FLEXIWORLD TECHNOLOGIES, INC.
  • Current Assignee: FLEXIWORLD TECHNOLOGIES, INC.
  • Current Assignee Address: US OR Portland
  • Main IPC: G06Q20/40
  • IPC: G06Q20/40 G06Q20/32
SMART PHONES OR INTERNET PADS SUPPORTING MOBILE PAYMENT THAT INCLUDES SECURITY BASED, AT LEAST PARTLY, ON FINGERPRINT AUTHENTICATION, DATA ENCRYPTION, AND SHORT PHYSICAL DISTANCE WIRELESS COMMUNICATION
Abstract:
A mobile information apparatus for making mobile payments associated with a credit card, via a near distance radio frequency wireless communication unit, is herein disclosed and enabled. The mobile information apparatus is at least a smart phone or an Internet-Pad. At least part of the payment information is stored in the mobile information apparatus with an encryption technique. To make a payment, the user is instructed to move the mobile information apparatus to within a limited local physical distance from a wireless output controller; the user authorizes the payment by providing fingerprint authentication; and subsequent to the fingerprint authentication, the mobile information apparatus releases the payment information that includes encrypted data associated with a transaction, over a short range radio frequency communication link, to the wireless output controller for payment and transaction processing.
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