A bi-directional clutch assembly includes an outer race defining first and second strut pockets, an inner race defining ratchet teeth, a passive one-way clutch including at least two passive struts each supported in a corresponding first strut pocket for pivotal movement relative to the ratchet teeth, passive strut springs for normally biasing the passive struts into engagement with the ratchet teeth on the inner race, and a selectable one-way clutch having at least one active strut supported in the second strut pocket for pivotal movement between a non-deployed position disengaged from the ratchet teeth and a deployed position engaged with the ratchet teeth, and an armature ring fixed for rotation with the outer race and axially moveable between a non-actuated position and an actuated position, in which a strut engagement feature moves the active strut from its non-deployed position to its deployed position.