A virtual payment facilitator is disclosed that includes a VPN server for establishing a VPN with a point-of-sale device over a public network, a second VPN server for establishing a VPN between with a remote payment authorizer, and a virtual controller interposed between the first and second VPN servers configured to issue control commands to the point-of-sale device. The virtual payment facilitator may also include a database configured to store data relating to the point-of-sale device.