An apparatus provides a single split-bus electrical panel with a first panel section that supplies power to non-critical loads and a second panel section to supply photoelectric power to critical loads. A patch panel associated with the split-bus electrical panel is configured to enable an installer to selectively connect factory installed connections to either: (1) connect each panel section directly to utility power for full utility power to both panel sections; (2) alternately to connect the second panel section to the utility power via a microgrid interconnection device when the second panel section is presently at least partially powered by back-up photovoltaic power, or (3) alternately connect both panel sections to full back-up photovoltaic power.