A cutting tool includes a main body having a working end and an attachment end. A seat is disposed in the working end to receive a cutting insert. A main body passageway for the communication of fluid is disposed in the main body and has a passageway end disposed in the working end. A cutting insert is disposed in the seat. A nozzle is disposed in the passageway end. The nozzle has a nozzle body including front and rear surfaces. The front surface faces generally toward the seat, and the rear surface faces generally away from the seat. The nozzle body defines a plurality of nozzle passageways that extend therethrough between the front and rear surfaces. Each nozzle passageway has a fluid outlet at the front surface.