Invention Publication
- Patent Title: DEVICE FOR RESOURCE DISPENSING USING ALTERNATIVE COMMUNICATION RAILS
-
Application No.: US17978529Application Date: 2022-11-01
-
Publication No.: US20240144227A1Publication Date: 2024-05-02
- Inventor: Paul Martin Mattison , Matthew Edward Williams
- Applicant: BANK OF AMERICA CORPORATION
- Applicant Address: US NC Charlotte
- Assignee: BANK OF AMERICA CORPORATION
- Current Assignee: BANK OF AMERICA CORPORATION
- Current Assignee Address: US NC Charlotte
- Main IPC: G06Q20/26
- IPC: G06Q20/26 ; G06F21/62

Abstract:
Systems, computer program products, and methods are described herein for activity data transmission in real-time using alternative communication rails to skip processing touch points. Specifically, the systems, apparatuses, methods and computer program products of the present invention are directed to a secure platform for preemptive transformation and structuring of resource data at a resource instrument device and authentication of resource data for processing from the resource instrument device to an end point party in real time without requiring intermediary processing. In some embodiments the apparatuses and systems comprise a resource processing terminal device structured for operative communication with a resource instrument device with a mobile application embedded thereon via a first proximity communication channel between the resource processing terminal and the resource instrument device using request for resource distribution messaging associated with alternative rail resource distribution processing.
Public/Granted literature
- US12248923B2 Device for resource dispensing using alternative communication rails Public/Granted day:2025-03-11
Information query