-
公开(公告)号：US20240243926A1
公开(公告)日：2024-07-18
申请号：US18098503
申请日：2023-01-18
Applicant: BANK OF AMERICA CORPORATION
Inventor： Matthew Edward Williams , Paul Martin Mattison , John Philip Rice , Brian Joseph Smith , Bryan Ward Follis
CPC classification number: H04L9/3268 , H04L9/3247 , H04L63/10
Abstract: A system is provided for a secure modular cloud-enabled resource exchange apparatus. In particular, the resource exchange apparatus may comprise a security box operatively coupled to one or more modular components, which may include computing components or devices and/or peripherals. The components of the resource exchange apparatus may be secured using security certificates and/or tokens associated with the input and/or output ports of each component. The computing device within the resource exchange apparatus may be communicatively coupled with a cloud server, from which the computing device may retrieve security certificates, configuration parameters, and/or the like. Upon detecting that a component has invalid certificate, the system may automatically disconnect and block the component. In this way, the system may ensure that only authorized devices may be used within the resource exchange apparatus.
-
公开(公告)号：US20240144227A1
公开(公告)日：2024-05-02
申请号：US17978529
申请日：2022-11-01
Applicant: BANK OF AMERICA CORPORATION
Inventor： Paul Martin Mattison , Matthew Edward Williams
CPC classification number: G06Q20/26 , G06F21/6218
Abstract: Systems, computer program products, and methods are described herein for activity data transmission in real-time using alternative communication rails to skip processing touch points. Specifically, the systems, apparatuses, methods and computer program products of the present invention are directed to a secure platform for preemptive transformation and structuring of resource data at a resource instrument device and authentication of resource data for processing from the resource instrument device to an end point party in real time without requiring intermediary processing. In some embodiments the apparatuses and systems comprise a resource processing terminal device structured for operative communication with a resource instrument device with a mobile application embedded thereon via a first proximity communication channel between the resource processing terminal and the resource instrument device using request for resource distribution messaging associated with alternative rail resource distribution processing.
-
公开(公告)号：US20220405136A1
公开(公告)日：2022-12-22
申请号：US17352980
申请日：2021-06-21
Applicant: BANK OF AMERICA CORPORATION
Inventor： Matthew Edward Williams , Nicholas Ralph Jope , Paul Martin Mattison
Abstract: Embodiments of the present invention provide a system for minimizing computational processing for converting user resources to resources supported by third party entities. In particular, the system may be configured to determine that a user has scanned a code projected on an entity device via a third party application present on a user device of the user, wherein the entity device is associated with an entity, establish a first connection with the entity device, establish a second connection between the user device and the entity device based on determining that the user has scanned the code, determine that the user has inserted user resources into the entity device, via the first connection, convert the user resources to resources supported by a third party entity, and display in real-time, information associated with the resources on the third party application.
-
公开(公告)号：US11436576B2
公开(公告)日：2022-09-06
申请号：US17011530
申请日：2020-09-03
Applicant: Bank of America Corporation
Inventor： Amy Baker Folk , William Thomas Sanders , Daniel Christopher Bohen , Paul Martin Mattison , Shane Anthony Johnson , Sandra Ruth Maas , Kristen Ellen Asplund , Edward Christopher Mackey , Shelaine Marie Monkiewicz
Abstract: After loss of communications between a cash handling device and a financial institution, transactions may continue to be processed. In one configuration, the transactions may be processed up to a predefined transaction limit. Transaction limits may be defined by a number of transactions, a dollar amount transacted or to be transacted, an amount of time and/or combinations thereof. Additionally or alternatively, the transaction limit may be specific to one or more types of transactions. Transaction data may be stored in memory until communication has been re-established, at which time the data may be transmitted to the financial institution for processing.
-
公开(公告)号：US20210090042A1
公开(公告)日：2021-03-25
申请号：US16577138
申请日：2019-09-20
Applicant: BANK OF AMERICA CORPORATION
Inventor： Paul Martin Mattison , Matthew Edward Williams
Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for a multi-group holding system at a computer terminal that does not require user re-authentication for continued depositing. The invention provides a multi-group hold capability so that a hold can be placed on more than one group of resource distribution documents in a session without requiring re-authentication for additional groups. The invention provides for a system for evaluating each group of resource distribution documents individually and providing the user with the ability to cancel a specific group, but allows for continued processing of the additional groups of resource distribution documents without requiring the user to re-authenticate and re-deposit the checks from the remaining groups. Once a group is held, the user may request to return it or continue processing another group. This capability allows for multiple groups to be deposited, reviewed, and a recommendation provided without re-authentication.
-
Patent Agency Ranking
公开(公告)号：US20150287000A1
公开(公告)日：2015-10-08
申请号：US14747109
申请日：2015-06-23
Applicant: Bank of America Corporation
Inventor： Amy Baker Folk , William Thomas Sanders , Daniel Christopher Bohen , Paul Martin Mattison , Shane Anthony Johnson , Sandra Ruth Maas , Kristen Ellen Asplund , Edward Christopher Mackey , Shelaine Marie Monkiewicz
IPC: G06Q20/10
CPC classification number: G06Q20/10 , G07F19/20 , G07F19/202 , G07F19/203
Abstract: After loss of communications between a cash handling device and a financial institution, transactions may continue to be processed. In one configuration, the transactions may be processed up to a predefined transaction limit. Transaction limits may be defined by a number of transactions, a dollar amount transacted or to be transacted, an amount of time and/or combinations thereof. Additionally or alternatively, the transaction limit may be specific to one or more types of transactions. Transaction data may be stored in memory until communication has been re-established, at which time the data may be transmitted to the financial institution for processing.
Abstract translation: 在现金处理设备与金融机构之间的通信丢失之后，交易可能会继续被处理。 在一个配置中，可以处理事务直到预定义的事务限制。 交易限额可以通过交易数量，处理或要处理的美元数量，时间量和/或其组合来定义。 另外或替代地，交易限制可以特定于一种或多种类型的交易。 交易数据可以存储在存储器中，直到通信重新建立为止，此时数据可以被传送到金融机构进行处理。
-
7.发明申请公开(公告)号：US20250104498A1
公开(公告)日：2025-03-27
申请号：US18373473
申请日：2023-09-27
Applicant: BANK OF AMERICA CORPORATION
Inventor： Timothy Scott Murphy , Paul Martin Mattison
Abstract: Remote access to secured containers is provided by a user interface apparatus having an associated receptacle for receiving physical items delivered from and to the remote secured container. Delivery of the physical items to and from the user interface device's receptacle and the secure container may be accomplished by a robotic mechanism or the like. The user of the remote secured container access system pre-registers, such that presentation of the user credentials at the user interface apparatus provides the user options for receiving items for the secured container and delivering items. Moreover, the user credentials are associated with a secure container identifier and access credentials for gaining access to the secured area and/or the secured container, such that presentation of the user credentials provides identification of the secure container and access to the secured area and/or the secured container.
-
公开(公告)号：US12248923B2
公开(公告)日：2025-03-11
申请号：US17978529
申请日：2022-11-01
Applicant: BANK OF AMERICA CORPORATION
Inventor： Paul Martin Mattison , Matthew Edward Williams
Abstract: Systems, computer program products, and methods are described herein for activity data transmission in real-time using alternative communication rails to skip processing touch points. Specifically, the systems, apparatuses, methods and computer program products of the present invention are directed to a secure platform for preemptive transformation and structuring of resource data at a resource instrument device and authentication of resource data for processing from the resource instrument device to an end point party in real time without requiring intermediary processing. In some embodiments the apparatuses and systems comprise a resource processing terminal device structured for operative communication with a resource instrument device with a mobile application embedded thereon via a first proximity communication channel between the resource processing terminal and the resource instrument device using request for resource distribution messaging associated with alternative rail resource distribution processing.
-
公开(公告)号：US20240430241A1
公开(公告)日：2024-12-26
申请号：US18211783
申请日：2023-06-20
Applicant: BANK OF AMERICA CORPORATION
Inventor： Paul Martin Mattison , Saurabh Garg , Maneesh Sethia
Abstract: Systems, computer program products, and methods are described herein for flexible data routing in a cloud-based network consortium. The present disclosure is configured to initiate an XR display for display on a user device; in response to a first control signal, generate a nonfungible token (NFT) and transmit a data packet over a secured network; initiate, via the XR display, a secure application programming interface based on the NFT, geographic data, and a unique XR identification value; based on one or more data parameters, identify a preferred data path; and in response to a second control signal, perform an encrypted data exchange via the preferred data path.
-
10.发明公开公开(公告)号：US20230230458A1
公开(公告)日：2023-07-20
申请号：US17579734
申请日：2022-01-20
Applicant: BANK OF AMERICA CORPORATION
Inventor： Paul Martin Mattison , Charles Hector Gruesbeck, II , Martha Sain McClellan , David Smiddy
IPC: G07F19/00
CPC classification number: G07F19/202 , G07F19/203 , G07F19/206 , G07F19/211 , G07F19/208
Abstract: Consolidated resource event processing at an automated electronic apparatus. A user having a resource depository that is associated with an entity other than the entity controlling the automated electronic apparatus is able to conduct certain resource events at the apparatus, e.g., inputting tangible resources at the automated electronic apparatus, initiating a resource event with a second user at the automated electronic apparatus using the tangible resources, and receiving tangible resources at the automated electronic apparatus. Computer-readable indicia is displayed on or proximate to the automated electronic apparatus which is captured and read by a mobile communication device, in possession of a user, to (i) identify the automated electronic apparatus, (ii) link the automated electronic apparatus to a resource depository held by the user at an entity different than the entity controlling the automated electronic apparatus and (iii) trigger the automated electronic apparatus to receive an input of tangible resources by the user.
-
-
-
-
-
-
-
-
-
Search Results
37
records
(took 0.019 seconds)
