A computer implemented method manages a transaction. A number of processor units receives Internet of things data from a set of Internet of things sensors. The Internet of things data comprises current incentives for a group of products. The number of processor units identifies a set of transaction tokens for purchasing the group of products with a greatest benefit using the current incentives applicable to the group of products and token incentives for the transaction tokens. The number of processor units completes the transaction for the group of products using the set of transaction tokens.