公开(公告)号：US12236476B1

公开(公告)日：2025-02-25

申请号：US18619064

申请日：2024-03-27

Applicant: Persona AI Co., Ltd.

Inventor： Seungjae Yoo

IPC: G06Q30/0601 ,  G06Q20/06 ,  G06Q20/12 ,  G06Q30/015 ,  G06Q30/0207 ,  G06Q30/0226 ,  G06Q30/0241 ,  G06T13/20 ,  G06T13/40 ,  G06T17/00

Abstract: The present disclosure relates to a control method and a system for an electronic device providing an offline market-based virtual space shopping service, and particularly, the control method for an electronic device includes: setting, by the electronic device, a virtual location of a user according to a user input within a virtual space representing an offline marketplace; providing, by the electronic device, at least one virtual image matched with the virtual location of the user based on image data constituting the virtual space; and providing, by the electronic device, an image of at least one metahuman positioned within a predetermined distance from the virtual location of the user within the virtual space.

公开(公告)号：US12236447B2

公开(公告)日：2025-02-25

申请号：US17064503

申请日：2020-10-06

Applicant: Dynamics Inc.

Inventor： Jeffrey D. Mullen ,  Keith Huthmacher

IPC: G06Q30/00 ,  G06F9/54 ,  G06K7/08 ,  G06K7/10 ,  G06K19/07 ,  G06K19/077 ,  G06Q20/02 ,  G06Q20/20 ,  G06Q20/34 ,  G06Q20/36 ,  G06Q20/40 ,  G06Q30/0226 ,  H04L9/08 ,  G06K19/06 ,  G06Q20/32 ,  G06Q30/018 ,  G06Q30/0207 ,  G06Q40/02

Abstract: A system may include a payment card that includes one or more chips that are operable to utilize information in a payment transaction to enact different functions. For example, a payment applet in a contact chip transaction (e.g., contact EMV transaction) or contactless chip transaction (e.g., contactless EMV transaction) may utilize information that flows through the chip (e.g., country, time, date, transaction amount, approval status) to trigger pre-stored messages or functions (e.g., switch to a payment option or account). Information may be introduced into the chip during a transaction as a result of manual input from the cardholder on the cardholder's phone or other device. Thus, transaction scripting (e.g., EMV scripting) may be utilized to let a card (e.g., static or powered) know that a function (e.g., change of account) is desired by a cardholder and the chip may, if not in the proper account, reset and restart the chip in a mode associated with the desired function (e.g., in the desired account).

公开(公告)号：US12236417B2

公开(公告)日：2025-02-25

申请号：US17833524

申请日：2022-06-06

Applicant: ROYAL BANK OF CANADA

Inventor： Edison U. Ortiz ,  Arnold Badal-Badalian ,  Ambica Pawan Khandavilli ,  Rasha Khayat ,  Iustina-Miruna Vintila ,  Nikhil Singh Shekhawat

IPC: G06Q20/36 ,  G06Q20/02 ,  G06Q20/10 ,  G06Q20/12 ,  G06Q20/20 ,  G06Q20/32 ,  G06Q20/38 ,  G06Q20/40 ,  G06Q30/0226 ,  G06Q40/03

Abstract: Systems, methods, and machine-executable data structures for the processing of data for the secure creation, administration, manipulation, processing, and storage of electronic data useful in the processing of electronic payment transactions. Aspects of such methods, systems, and data structures include providing at an electronic device, an output indicating that a dynamically-configured electronic token is in a transaction-ready state, where the dynamically-configured electronic token is associated with a plurality of loyalty accounts; in response to one or more signals providing information regarding a location of the electronic device, obtaining token data associated with a loyalty account of the plurality of loyalty accounts corresponding to the location of the electronic device; and via a data communication interface, route a token, generated from the token data, for processing at a transaction processing system.

公开(公告)号：US12229820B2

公开(公告)日：2025-02-18

申请号：US17419782

申请日：2020-09-09

Applicant: GURUNAVI, INC.

Inventor： Koji Obana ,  Airi Kato ,  Risako Iwata ,  Jiro Hashimoto ,  Yui Hamatani ,  Kotaro Saito

IPC: G06Q30/02 ,  G06Q30/0226 ,  G06Q30/0601

Abstract: An information processing system includes a first service server that provides a first service. The system includes a communication circuitry and a control circuitry. The communication circuitry communicates with a user terminal of a user not having a first account of the first service and with a second service server that provides a second service different from the first service. The control circuitry sends a purchase request screen to the user terminal when a purchase request for a commodity or service has been received from the user terminal, inquires of the second service server whether or not the user has a second account associated with predetermined identification information of the user when the identification information is entered on the purchase request screen, and sends display information for registering the first account and performing linking processing of the first account and the second account when the user has the associated account.

公开(公告)号：US12229817B2

公开(公告)日：2025-02-18

申请号：US18111451

申请日：2023-02-17

Applicant: Knot Standard LLC

Inventor： Matthew Mueller

IPC: G06Q30/0601 ,  G06F3/0482 ,  G06F40/186 ,  G06K7/10 ,  G06K7/14 ,  G06Q30/018 ,  G06Q30/0226 ,  G06T17/00

Abstract: Certain example embodiments described herein relate to systems and/or methods for presenting user-interactive, dynamically-generated contextual content for individual articles of clothing. A QR or other code is provided to the article of clothing. The QR or other code is scannable by an electronic device, causing the electronic device to access a webpage or the like. The webpage (or similar information display) includes information typically found on a tag or label, together with additional dynamically-generated and organized content relevant to the article and/or person for whom the article was made. The techniques described herein are usable in connection with mass-produced, small batch/boutique items, as well as custom articles of clothing. Thus, it becomes possible to quickly and easily convey a broad scope of information about an article of clothing directly from that article of clothing, without having to include large and potentially irritating tags or labels.

公开(公告)号：US20250054030A1

公开(公告)日：2025-02-13

申请号：US18603540

申请日：2024-03-13

Applicant: Edatanetworks, Inc.

Inventor： Terrance Patrick TIETZEN ,  Ronald James MACKAY ,  Timothy Makoto YAMAMOTO

IPC: G06Q30/0279 ,  G06Q20/12 ,  G06Q20/38 ,  G06Q30/02 ,  G06Q30/0207 ,  G06Q30/0211 ,  G06Q30/0214 ,  G06Q30/0226 ,  G06Q30/0241 ,  G06Q30/0242 ,  G06Q30/0251 ,  G06Q40/12 ,  G06Q50/00 ,  H04W4/029

Abstract: A method, system and computer program for providing a loyalty engine for automated cause marketing. The method can include a charity linking merchants and sponsors to the loyalty system. Once the merchants and the sponsors are linked and the members are registered, merchant defined rules can instruct a loyalty engine as to the level of donations in connection with one or more transactions by a member that is associated to the loyalty program. The loyalty system can include a reporting facility to allow the merchant to track transactions with members in a number of ways. A system is also provided that can consist of a server including the loyalty engine and the charity utility. The charity utility can provide the functions of the method and can be linked to the networked server.

公开(公告)号：US20250054019A1

公开(公告)日：2025-02-13

申请号：US18800906

申请日：2024-08-12

Applicant: Patron Points, Inc.

Inventor： Erik W. Ogren ,  Kyle J. Davis ,  Michael G. Liebl

IPC: G06Q30/0226 ,  G06Q30/0211

Abstract: A novel and advantageous vendor agnostic loyalty program. More particularly, a novel and advantageous loyalty program that spans multiple vendors and multiple manufacturers. The loyalty program may be used by a customer at one or a plurality of vendors. The loyalty program tracks what is bought by each customer at what location of what vendor, how many points or rewards are accumulated by each customer at what location of what vendor, and what product incentives for what products from what manufacturer are redeemed at what location of what vendor.

公开(公告)号：US20250054017A1

公开(公告)日：2025-02-13

申请号：US18772495

申请日：2024-07-15

Applicant: TOYOTA JIDOSHA KABUSHIKI KAISHA

Inventor： Yohei NAKANISHI ,  Yu Hamada ,  Kenta Kawashima ,  Yuichi Mukasa ,  Keisuke kondo

IPC: G06Q30/0226 ,  G06Q10/20

Abstract: An information processing device includes a control unit. The control unit of the information processing device acquires the number of times of maintenance performed at a predetermined station during a predetermined period of time for the leased vehicle including the maintenance. The control unit of the information processing device determines a larger amount of reward to be provided to the user of the leased vehicle as the number of times of maintenance performed at a predetermined station during a predetermined period of time is smaller. The control unit of the information processing device outputs information of the determined reward.

公开(公告)号：US12217241B2

公开(公告)日：2025-02-04

申请号：US18132928

申请日：2023-04-10

Applicant: LITT GLOBAL PTY. LTD.

Inventor： Steven Yang ,  Fabio Peretti ,  Peter Salom ,  Brent Thompson

IPC: G06Q20/34 ,  G06Q20/32 ,  G06Q20/36 ,  G06Q20/40 ,  G06Q30/0226

Abstract: A system for a mobile gift card marketplaces is disclosed. The system may initiate a contactless payment at a merchant via a mobile app. The system may receive an authorization message based on the contactless payment. The system may execute an authorization process in response to receiving the authorization message to determine an authorized transaction. The system may validate the authorized transaction to determine whether the authorized transaction is associated with a customer. The system may execute a merchant validation process to determine if the authorized transaction is associated with a merchant. The system may determine an available gift card account balance of the customer associated with the merchant in response to determining the authorized transaction is associated with both the customer and the merchant. The system may execute a gift card redemption process to redeem the available gift card account balance of the customer associated with the merchant.

公开(公告)号：US12211094B2

公开(公告)日：2025-01-28

申请号：US18299194

申请日：2023-04-12

Applicant: Capital One Services, LLC

Inventor： Tyler Maiman ,  Brendan Way ,  Abdelkader Benkreira

IPC: G06Q40/02 ,  G06Q30/0226 ,  G06Q40/08 ,  G06Q50/14 ,  H04W4/021 ,  G06N20/00 ,  G06Q20/40 ,  G07C9/00

Abstract: A system may include processor(s), a memory in communication with the processor(s), and storing instructions, that when executed by the processor(s), are configured to cause the system to prevent unnecessary payments. The system may receive a signal indicative of an event in which a user device associated with a user enters a geofenced area associated with a merchant. The system may identify a merchant category code (MCC) associated with the merchant, and determine whether benefit(s) related to the MCC are associated with account(s) of the user. The system may receive an attempted purchase associated with the merchant, and may determine whether the attempted purchase relates to the benefit(s). The system may automatically block the attempted purchase related to the benefit(s) and associated with the user, and may transmit a message to the user via the user device, the message providing the benefit(s).