A stretcher frame for stretching and holding fabric during stitching and/or painting and for permanent display. The stretcher frame includes a first frame member with an outer rectangular U-channel portion and a second frame member having an inner rectangular U-channel portion which fits matingly within the outer U-channel portion of the first frame member so that fabric may be sandwiched between the inner and outer U-channel portions when they are fitted together. Further features are provided to snap-lock the inner U-channel within the outer U-channel and also to provide for removal of the inner U-channel from within the outer U-channel.