An insulation shearing electrical terminal for terminating an insulated conductor comprises an elongated web depending from a resilient socket. The web has an integral flange which is folded over onto itself to form outer and inner elongated plates which are integrally joined to each other at one end of the flange by a longitudinal bight which is laterally spaced from the web. The outer plate has a longitudinal slot at the opposite end of the flange which receives an insulated conductor with its axis transverse to the longitudinal slot. The inner plate has opposite longitudinal sides at the opposite end of the flange which respectively engage the web and the insulated conductor to produce a shearing action of the plates across the diameter of the insulated conductor.