An electrical connector uses a single flex circuit having two banks of electrical conductors each engaged to a series of terminals disposed or engaged in first and second carriers. The carriers are stacked upon one another and then inserted into a shroud of the electrical connector from a lateral direction. A clip retainer is then inserted from the rear into the shroud of the electrical connector between the first and second carriers to assure the position of the individual terminals within the respective carriers. The single flex circuit is replaced by a plurality of individual electrically insulated conductors in a second embodiment.