发明授权
US06793135B1 Electronic payment system using multifunctional prepaid cards and method of selling prepaid cards
有权
使用多功能预付卡的电子支付系统和销售预付卡的方法
- 专利标题: Electronic payment system using multifunctional prepaid cards and method of selling prepaid cards
- 专利标题(中): 使用多功能预付卡的电子支付系统和销售预付卡的方法
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申请号: US09806481申请日: 2001-04-12
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公开(公告)号: US06793135B1公开(公告)日: 2004-09-21
- 发明人: Chang Wan Ryoo
- 申请人: Chang Wan Ryoo
- 优先权: KR1999-53981 19991130
- 主分类号: G06K1500
- IPC分类号: G06K1500
摘要:
There are provided an electronic payment system using a multifunctional prepaid card which is commonly used in payment for use of services and purchase of goods, and a method of selling the multifunctional prepaid card. The electronic payment system includes a multifunctional prepaid card having a predetermined Personal Identification Number (PIN), shopping/service providing means for providing services and goods to a user of the multifunctional prepaid card and requesting the PIN of the multifunctional prepaid card for payment, and a prepaid card management system for managing state/balance information for PIN for the multifunctional prepaid card on a database, making a settlement by referring to the balance amount of the corresponding PIN if payment for a specific PIN is requested by the shopping/service providing means, and updating the settlement result on the database. Thus, according to the electronic payment system, a single multifunctional prepaid card can be comprehensively used in payment for use of various services and for purchases of goods.