A method of making a semiconductor chip assembly includes providing a semiconductor chip and a laminated structure, wherein the chip includes a conductive pad, the laminated structure includes a conductive trace, an insulative base and a metal base, the conductive trace includes a routing line and a bumped terminal, the metal base and the routing line are disposed on opposite sides of the insulative base, and the bumped terminal includes a cavity that extends through the insulative base and into the metal base, removing a portion of the metal base that contacts the bumped terminal, and forming a connection joint that contacts and electrically connects the conductive trace and the pad.