发明授权
- 专利标题： Systems and methods for staging transactions, payments and collections
- 专利标题（中）： 交易，付款和收款的系统和方法
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申请号： US10676717申请日： 2003-09-30
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公开(公告)号： US07103577B2公开(公告)日： 2006-09-05
- 发明人: Paul Blair , Kurt Hansen , Gary Moore
- 申请人： Paul Blair , Kurt Hansen , Gary Moore
- 申请人地址： US CO Englewood
- 专利权人： First Data Corporation
- 当前专利权人： First Data Corporation
- 当前专利权人地址： US CO Englewood
- 代理机构： Townsend and Townsend and Crew LLP
- 主分类号： G06F17/60
- IPC分类号： G06F17/60
摘要：
The present invention relates to systems and methods for staging transactions and facilitating payments by consumers to a lender or merchant to consummate a financial transaction and/or to maintain a financial relationship. In one embodiment, a method for accepting payments from a consumer includes receiving a promise-to-pay record from a lender (210), receiving a payment from the consumer (220), associating the payment with the promise-to-pay record (230), and sending a notice to the lender (240), with the notice having an indicator that the payment has been received.
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